Army · Central Texas
Fort Cavazos
Fort Cavazos (formerly Fort Hood) in Bell County, Texas, is the largest active-duty armored installation in the U.S. Army. Home to III Armored Corps and the 1st Cavalry Division. Eligible Fort Cavazos service members, veterans, and military spouses may qualify for VA + TSAHC Heroes DPA + MCC. Verified May 19, 2026.
Last verified May 19, 2026
Quick Facts
- Branch Army
- Region Central Texas
- Workforce 53,000
- BAH year 2026 Source: defensetravel.dod.mil
- BAH commuter cities 2
About Fort Cavazos
Fort Cavazos (formerly Fort Hood, redesignated 2023) is the largest active-duty armored installation in the U.S. Army, home to III Armored Corps and the 1st Cavalry Division. Located in Bell County, Texas.
VA Loan + TSAHC Heroes Pairing
Eligible Fort Cavazos active-duty, veterans, and surviving spouses may pair a VA loan (zero down, no monthly mortgage insurance, funding fee waived for 10%+ disabled veterans per VA Lenders Handbook M26-7) with the TSAHC Homes for Texas Heroes Program (Veterans category) for down payment assistance toward closing costs. Per the official TSAHC Heroes program, eligible veterans may receive approximately 3-5% of the loan amount as a grant or 3-year forgivable second lien. Pair with the federal Mortgage Credit Certificate (MCC) for up to $2,000 per year in tax credit, subject to federal tax liability per IRS §25.
2026 Basic Allowance for Housing
BAH Commuter ZIPs
| ZIP | E-7 with dependents | Commuter city |
|---|---|---|
| 76544 | $1,872 | — |
| 76542 | $1,872 | — |
| 76548 | $1,872 | — |
| 76549 | $1,872 | — |
| 76513 | $1,872 | — |
| 76522 | $1,872 | — |
Source: defensetravel.dod.mil
VA loan benefits
VA loans require zero down with no monthly mortgage insurance. The VA funding fee is waived for veterans with 10%+ VA-rated disability per VA Lenders Handbook M26-7. Eligible service members and veterans stationed at Fort Cavazos may pair a VA loan with TSAHC Heroes DPA to cover closing costs.
TSAHC Homes for Texas Heroes
Active-duty service members, veterans, and surviving spouses qualify for the TSAHC Homes for Texas Heroes program (Veterans category) with income up to 115% of county AMI and a 620 minimum FICO score. DPA delivers approximately 3-5% of the loan amount as a non-repayable grant or a 3-year forgivable second lien.