Texas Cities
Texas Down Payment Assistance by City
Down payment assistance in Texas runs statewide through TSAHC and TDHCA, so buyers in cities across the state may qualify. Choose your city below to see the programs, income limits, and local guidance that apply where you're buying.
North Texas
-
Flower Mound
Flower Mound, an affluent corner of south Denton County, is one of DFW's most desirable addresses, and the assistance income limits are higher here than buyers expect. You may qualify for TSAHC or TDHCA down payment help and the MCC tax credit even on a strong income, and Lewisville and Argyle ISD staff may add Homes for Texas Heroes.
View -
Southlake
Southlake, in north Tarrant County, is one of DFW's most prestigious addresses, and the assistance income limits are higher than buyers assume. You may qualify for TSAHC or TDHCA down payment help and the MCC tax credit even on a strong income, and Carroll ISD staff may add Homes for Texas Heroes.
View -
Wylie Down Payment Assistance: 2026 Programs & Eligibility
Wylie, on the fast-growing northeast edge of DFW in Collin County, gives buyers more space within reach of the Metroplex. Eligible buyers may qualify for TSAHC or TDHCA down payment assistance and the federal MCC tax credit, with income limits higher than most DFW buyers expect, and Wylie ISD staff may add Homes for Texas Heroes.
View
Central Texas
-
Bee Cave
Bee Cave sits on Austin's Hill Country edge, where prices run high but the assistance income limits in Travis County are among the state's most generous. You may qualify for TSAHC or TDHCA down payment help and the MCC tax credit even on a strong household income, so it's worth checking before you assume you can't.
View -
Boerne
Boerne, the Kendall County seat in the Hill Country northwest of San Antonio, carries some of the highest assistance income limits in Texas. You may qualify for TSAHC or TDHCA down payment help and the MCC tax credit at an income well into six figures, and Boerne ISD staff may also use Homes for Texas Heroes.
View -
Helotes
Helotes sits on San Antonio's Hill Country edge in northwest Bexar County, near JBSA-Lackland and Camp Bullis. Eligible buyers may qualify for TSAHC or TDHCA down payment assistance and the federal MCC tax credit, veterans and service members may add a VA loan with zero down, and Northside ISD staff may use Homes for Texas Heroes.
View -
Lakeway
Lakeway, on the shores of Lake Travis west of Austin, is a sought-after spot where prices run high and the Travis County income limits run generous. You may qualify for TSAHC or TDHCA down payment help and the MCC tax credit even on a strong income, and Lake Travis ISD staff may add Homes for Texas Heroes.
View -
Live Oak
Live Oak, in northeast Bexar County near JBSA-Randolph, is an affordable, military-friendly San Antonio suburb. Eligible buyers may qualify for TSAHC or TDHCA down payment assistance and the federal MCC tax credit, veterans may add a VA loan with zero down, and Judson ISD staff may use Homes for Texas Heroes.
View -
Seguin
Seguin, the Guadalupe County seat east of San Antonio on I-10, offers small-town affordability within reach of the metro. Eligible buyers may qualify for TSAHC or TDHCA down payment assistance and the federal MCC tax credit, and Seguin ISD staff may add Homes for Texas Heroes.
View -
Universal City
Universal City sits right next to JBSA-Randolph in northeast Bexar County, a natural home base for Air Force families. Eligible buyers may qualify for TSAHC or TDHCA down payment assistance and the federal MCC tax credit, veterans and service members may add a VA loan with zero down, and school staff may use Homes for Texas Heroes.
View
Find Your Texas Down Payment Assistance.
We will show you which Texas state programs (TSAHC, TDHCA, and the federal MCC tax credit) fit your situation, then introduce you to a Texas-licensed mortgage professional in our partner network who closes these programs every month.