Texas Region
Central Texas Down Payment Assistance: 2026 Programs by County
Central Texas runs from the Austin metro and the Hill Country through Bell, McLennan, and Travis counties down toward the Coastal Bend. State down payment assistance through TSAHC and TDHCA may help eligible buyers across the region, often with no first-time-buyer requirement.
Counties in Central Texas
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Bandera County Down Payment Assistance 2026: TSAHC + TDHCA + MCC
If you're buying in Bandera County, in the Hill Country northwest of San Antonio, you may qualify for more down payment help than you expect. Eligible buyers may tap Texas assistance through TSAHC or TDHCA plus the federal MCC tax credit, and the income limits reach comfortably into six figures. TSAHC's 2026 limits in Bandera County may reach about $157,358 for Home Sweet Texas and $178,339 for Homes for Texas Heroes, at any household size.
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Bastrop County Down Payment Assistance 2026: TSAHC + TDHCA + MCC
Bastrop County buyers, right in the path of Austin's growth, may have real help waiting on the down payment. If your income fits the limit, TSAHC and TDHCA may put thousands toward your down payment and closing costs, and an MCC tax credit may keep paying you back each year you own the home. TSAHC's 2026 limits in Bastrop County may reach about $201,600 for Home Sweet Texas and $228,480 for Homes for Texas Heroes, at any household size.
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Bell County
In Bell County (home to Fort Cavazos and the Killeen-Temple area), you don't have to buy with cash alone. Eligible buyers may qualify for TSAHC or TDHCA down payment assistance and the MCC tax credit, and veterans and service members may add a VA loan with zero down. TSAHC's 2026 limits in Bell County may reach about $153,180 for Home Sweet Texas and $173,604 for Homes for Texas Heroes, at any household size.
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Bexar County
Across Bexar County and San Antonio, the hardest part of buying is usually the cash up front, not the monthly payment. Eligible buyers may shrink it with TSAHC or TDHCA down payment assistance and the federal MCC tax credit; within city limits, San Antonio's HIP program is worth knowing about too. The income limits surprise a lot of people. TSAHC's 2026 limits in Bexar County may reach about $157,358 for Home Sweet Texas and $178,339 for Homes for Texas Heroes, at any household size.
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Brazos County
In Brazos County (Bryan, College Station, and Texas A&M country), plenty of first-time buyers assume they'll keep renting. You may not have to. If your income fits the limit, TSAHC and TDHCA may cover much of your down payment and closing costs, with an MCC tax credit on top. TSAHC's 2026 limits in Brazos County may reach about $152,812 for Home Sweet Texas and $173,187 for Homes for Texas Heroes, at any household size.
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Cameron County
Cameron County, in the Rio Grande Valley, is one of the most affordable places to buy in Texas, and assistance stretches your dollars even further. Eligible Brownsville-area buyers may qualify for TSAHC or TDHCA down payment help plus the MCC tax credit, often reaching closing with very little out of pocket. TSAHC's 2026 limits in Cameron County may reach about $152,250 for Home Sweet Texas and $172,550 for Homes for Texas Heroes, at any household size.
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Comal County
Between San Antonio and Austin, Comal County and New Braunfels are growing fast, and the up-front cash is what stops most would-be buyers. If your income fits the limit, TSAHC or TDHCA may put real money toward your down payment and closing costs, with an MCC tax credit that first-time buyers may claim year after year. TSAHC's 2026 limits in Comal County may reach about $157,358 for Home Sweet Texas and $178,339 for Homes for Texas Heroes, at any household size.
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Guadalupe County
Guadalupe County (Seguin, Schertz, Cibolo) sits on San Antonio's growing northeast edge, popular with families and military buyers alike. If your income fits the limit, TSAHC or TDHCA may put thousands toward your down payment and closing costs, with an MCC tax credit on top. TSAHC's 2026 limits in Guadalupe County may reach about $157,358 for Home Sweet Texas and $178,339 for Homes for Texas Heroes, at any household size.
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Hays County
Hays County (San Marcos, Kyle, Buda) is one of the fastest-growing corners of the Austin area, and prices show it. The good news: TSAHC and TDHCA may cover much of your down payment and closing costs, and an MCC tax credit may keep paying you back each year you own. TSAHC's 2026 limits in Hays County may reach about $201,600 for Home Sweet Texas and $228,480 for Homes for Texas Heroes, at any household size.
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Hidalgo County
Hidalgo County, in the heart of the Rio Grande Valley, is among the most affordable places to buy in Texas, and assistance stretches your budget further still. Eligible McAllen- and Edinburg-area buyers may qualify for TSAHC or TDHCA down payment help plus the MCC tax credit, often closing with very little out of pocket. TSAHC's 2026 limits in Hidalgo County may reach about $152,250 for Home Sweet Texas and $172,550 for Homes for Texas Heroes, at any household size.
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Kendall County
Kendall County and Boerne sit in the Hill Country just north of San Antonio, and the assistance income limits here are among the highest in the state. You may qualify for TSAHC or TDHCA down payment help and the MCC tax credit at an income well into six figures, so it's worth checking before you rule it out. TSAHC's 2026 limits in Kendall County may reach about $209,550 for Home Sweet Texas and $237,490 for Homes for Texas Heroes, at any household size.
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McLennan County
Anchored by Waco, McLennan County blends affordability with steady Central Texas growth. Eligible buyers may qualify for TSAHC or TDHCA down payment assistance and the federal MCC tax credit, with income limits higher than many first-time buyers expect. TSAHC's 2026 limits in McLennan County may reach about $154,912 for Home Sweet Texas and $175,567 for Homes for Texas Heroes, at any household size.
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Nueces County
Nueces County and Corpus Christi pair Gulf-coast living with some of the more attainable prices on the Texas coast. Eligible buyers may qualify for TSAHC or TDHCA down payment help and the MCC tax credit, often reaching closing with little cash out of pocket. TSAHC's 2026 limits in Nueces County may reach about $152,250 for Home Sweet Texas and $172,550 for Homes for Texas Heroes, at any household size.
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Travis County
Travis County is Austin, where rising prices make the down payment the hardest part of buying. Eligible buyers may close that gap with TSAHC or TDHCA down payment assistance and the federal MCC tax credit, and within Austin city limits the City's own program is worth knowing about. The income limits here are among the highest in the state. TSAHC's 2026 limits in Travis County may reach about $201,600 for Home Sweet Texas and $228,480 for Homes for Texas Heroes, at any household size.
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Webb County
Webb County and Laredo sit on the border with some of the most affordable homes in Texas, and assistance stretches your budget even further. Eligible buyers may qualify for TSAHC or TDHCA down payment help plus the MCC tax credit, often reaching closing with very little out of pocket. TSAHC's 2026 limits in Webb County may reach about $152,250 for Home Sweet Texas and $172,550 for Homes for Texas Heroes, at any household size.
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Williamson County
Williamson County (Round Rock, Georgetown, Cedar Park, Leander) is one of the most in-demand parts of the Austin area, and assistance can help you keep up. Eligible buyers may qualify for TSAHC or TDHCA down payment help and the federal MCC tax credit, and the income limits run among the highest in the state. TSAHC's 2026 limits in Williamson County may reach about $201,600 for Home Sweet Texas and $228,480 for Homes for Texas Heroes, at any household size.
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Cities in Central Texas
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Austin Down Payment Assistance
A clear guide to down payment assistance in Austin, TX. See 2026 income limits, TSAHC and TDHCA programs, the MCC tax credit, and who actually qualifies in Travis County.
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Boerne Down Payment Assistance: 2026 Limits for Kendall County
Kendall County carries unusually generous income limits, up to ~$209,550. In Boerne the price cap is the real constraint, not your paycheck. See what fits.
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Bryan Down Payment Assistance: 2026 Guide
Bryan TX buyers may get up to ~5% of the loan toward down payment and closing costs through Texas TSAHC and TDHCA programs. See what you qualify for.
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Buda Down Payment Assistance: 2026 Programs and Limits
Hays County carries some of the highest assistance limits in Texas. Buda buyers may qualify at incomes up to approximately $201,600. See where you actually land.
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Cedar Park Down Payment Assistance: 2026 Programs & Income Limits
Down payment assistance for Cedar Park, TX families. You do not need 20% down. TSAHC and TDHCA may cover much of it. See what you qualify for.
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Cibolo Down Payment Assistance: 2026 Programs & Income Limits
Down payment assistance for Cibolo, TX families. TSAHC and TDHCA may put up to ~5% toward your down payment, and most homes fit. See if you qualify.
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Converse Down Payment Assistance: 2026 Programs & Income Limits
Down payment assistance for Converse, TX, one of San Antonio's most affordable markets. TSAHC and TDHCA up to ~5% down. See if you qualify.
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Corpus Christi Down Payment Assistance: 2026 Programs & Income Limits
Down payment assistance for Corpus Christi, TX, an affordable coastal city. TSAHC and TDHCA up to ~5% down. See if you qualify.
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Down Payment Assistance in Brownsville, TX
Buying in Brownsville, TX? See how you may get up to ~5% toward a down payment, the 2026 Cameron County limits, and why prices rarely block you.
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Down Payment Assistance in College Station, TX
Buying in College Station, TX? See how you may get up to ~5% toward a down payment, the 2026 Brazos County limits, and how to qualify.
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Edinburg Down Payment Assistance: 2026 Guide
Edinburg TX buyers may get up to ~5% of the loan toward down payment and closing costs through Texas TSAHC and TDHCA programs. See what you qualify for.
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Georgetown Down Payment Assistance: 2026 Programs & Income Limits
Down payment assistance for Georgetown, TX. Most programs have no first-time rule. TSAHC and TDHCA may put up to ~5% down. See if you qualify.
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Harlingen Down Payment Assistance: 2026 Guide
Harlingen buyers may get up to ~5% of the loan for down payment and closing costs via Texas TSAHC and TDHCA programs. See what you qualify for.
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Hutto Down Payment Assistance: 2026 Guide for Buyers
You do not need to be a first-time buyer in Hutto. Williamson County limits may reach ~$228,480 with My Choice Texas Home. See which programs fit you.
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Killeen Down Payment Assistance: 2026 Programs & Income Limits
Down payment assistance for Killeen, TX. Veterans near Fort Cavazos can pair a VA loan with state help. TSAHC and TDHCA up to ~5%. See if you qualify.
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Kyle Down Payment Assistance: 2026 Programs and Limits
Buying in Kyle? You may get up to ~5% of your loan toward down payment and closing costs, with Hays County income limits reaching ~$201,600. See what fits.
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Laredo Down Payment Assistance: 2026 Programs & Income Limits
Down payment assistance for Laredo, TX, one of the most affordable cities in Texas. TSAHC and TDHCA up to ~5% down. See if you qualify.
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Leander Down Payment Assistance: 2026 Programs & Income Limits
Buying in Leander? You may qualify for TSAHC or TDHCA down payment help with income up to $201,600, new builds included. See which program fits you.
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McAllen Down Payment Assistance: 2026 Programs & Income Limits
Down payment assistance for McAllen, TX, in the affordable Rio Grande Valley. TSAHC and TDHCA up to ~5% down. See if you qualify.
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Mission Down Payment Assistance: 2026 Guide
Mission TX buyers may get up to ~5% of the loan for down payment and closing costs via Texas TSAHC and TDHCA programs. See what you qualify for.
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New Braunfels Down Payment Assistance: 2026 Programs & Income Limits
Down payment assistance for New Braunfels, TX. TSAHC and TDHCA may put up to ~5% toward your down payment, even as prices rise. See if you qualify.
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Pflugerville Down Payment Assistance: 2026 Programs & Income Limits
Pflugerville buyers may qualify for up to 5% in down payment help, with TSAHC income limits up to $201,600 in Travis County. See which program fits you.
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Pharr Down Payment Assistance: 2026 Guide
Pharr TX buyers may get up to ~5% of the loan toward down payment and closing costs through Texas TSAHC and TDHCA programs. See what you qualify for.
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Round Rock Down Payment Assistance: 2026 Programs & Income Limits
Down payment assistance for Round Rock, TX. TSAHC and TDHCA may put up to ~5% toward your down payment, even on a higher income. See if you qualify.
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San Antonio Down Payment Assistance
San Antonio down payment assistance: TSAHC & TDHCA programs, Bexar income limits, the City HIP programs, the 15% MCC tax credit, and VA options.
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San Marcos Down Payment Assistance: 2026 Programs & Income Limits
Down payment assistance for San Marcos, TX. Local prices fit the program limits, so income and credit are the real test. See if you qualify.
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Schertz Down Payment Assistance: 2026 Programs & Income Limits
Down payment assistance for Schertz, TX. Veterans near Randolph can pair a VA loan with state help. TSAHC and TDHCA up to ~5%. See if you qualify.
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Seguin Down Payment Assistance: 2026 Programs and Limits
Seguin is the affordable end of the I-10 corridor, and the price cap never binds here. See which programs may put up to about 5% toward your costs.
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Temple Down Payment Assistance: 2026 Guide
Temple TX buyers may get up to ~5% of the loan for down payment and closing help through Texas TSAHC and TDHCA programs. See what you qualify for.
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Waco Down Payment Assistance: 2026 Programs & Income Limits
Down payment assistance for Waco, TX. Even after the boom, prices fit the program limits. TSAHC and TDHCA up to ~5% down. See if you qualify.
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School Districts in Central Texas
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Alamo Heights ISD
If you teach at Alamo Heights ISD in San Antonio, the Homes for Texas Heroes program was built for people like you. Through Homes for Texas Heroes, full-time teachers, aides, librarians, counselors, and school nurses may qualify for TSAHC down payment assistance of up to 5% of the loan amount with no first-time-buyer requirement, and the 2026 Heroes income limit in Bexar County is about $178,339.
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Brownsville ISD
Brownsville ISD teachers and staff serving the Rio Grande Valley may qualify for real help buying a home. Through Homes for Texas Heroes, full-time teachers, aides, librarians, counselors, and school nurses may qualify for TSAHC down payment assistance of up to 5% of the loan amount with no first-time-buyer requirement, and the 2026 Heroes income limit in Cameron County is about $172,550.
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Bryan ISD
If you work for Bryan ISD in the Brazos Valley, Homes for Texas Heroes may put a home within closer reach. Through Homes for Texas Heroes, full-time teachers, aides, librarians, counselors, and school nurses may qualify for TSAHC down payment assistance of up to 5% of the loan amount with no first-time-buyer requirement, and the 2026 Heroes income limit in Brazos County is about $173,187.
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College Station ISD
College Station ISD teachers and staff in Aggieland may have more help available than they expect. Through Homes for Texas Heroes, full-time teachers, aides, librarians, counselors, and school nurses may qualify for TSAHC down payment assistance of up to 5% of the loan amount with no first-time-buyer requirement, and the 2026 Heroes income limit in Brazos County is about $173,187.
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Corpus Christi ISD
Corpus Christi ISD teachers and staff on the Gulf Coast may qualify for real down payment help. Through Homes for Texas Heroes, full-time teachers, aides, librarians, counselors, and school nurses may qualify for TSAHC down payment assistance of up to 5% of the loan amount with no first-time-buyer requirement, and the 2026 Heroes income limit in Nueces County is about $172,550.
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Edinburg CISD
Edinburg CISD educators in the Rio Grande Valley may qualify for more home-buying help than they realize. Through Homes for Texas Heroes, full-time teachers, aides, librarians, counselors, and school nurses may qualify for TSAHC down payment assistance of up to 5% of the loan amount with no first-time-buyer requirement, and the 2026 Heroes income limit in Hidalgo County is about $172,550.
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Georgetown ISD
Georgetown ISD educators in the booming north Austin metro may qualify for meaningful down payment help. Through Homes for Texas Heroes, full-time teachers, aides, librarians, counselors, and school nurses may qualify for TSAHC down payment assistance of up to 5% of the loan amount with no first-time-buyer requirement, and the 2026 Heroes income limit in Williamson County is about $228,480.
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Harlingen CISD
Harlingen CISD teachers and staff in the Rio Grande Valley may qualify for real home-buying help. Through Homes for Texas Heroes, full-time teachers, aides, librarians, counselors, and school nurses may qualify for TSAHC down payment assistance of up to 5% of the loan amount with no first-time-buyer requirement, and the 2026 Heroes income limit in Cameron County is about $172,550.
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Judson ISD
Judson ISD educators in northeast Bexar County, near JBSA-Randolph, may qualify for strong home-buying help. Through Homes for Texas Heroes, full-time teachers, aides, librarians, counselors, and school nurses may qualify for TSAHC down payment assistance of up to 5% of the loan amount with no first-time-buyer requirement, and the 2026 Heroes income limit in Bexar County is about $178,339. Veterans may also use a VA loan with no down payment.
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Killeen ISD
Killeen ISD serves a heavily military community near Fort Cavazos, and its educators may qualify for real home-buying help. Through Homes for Texas Heroes, full-time teachers, aides, librarians, counselors, and school nurses may qualify for TSAHC down payment assistance of up to 5% of the loan amount with no first-time-buyer requirement, and the 2026 Heroes income limit in Bell County is about $173,604.
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Leander ISD
Leander ISD educators around Cedar Park and Leander in the north Austin metro may qualify for meaningful down payment help. Through Homes for Texas Heroes, full-time teachers, aides, librarians, counselors, and school nurses may qualify for TSAHC down payment assistance of up to 5% of the loan amount with no first-time-buyer requirement, and the 2026 Heroes income limit in Williamson County is about $228,480.
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McAllen ISD
McAllen ISD teachers and staff in the Rio Grande Valley may qualify for real home-buying help. Through Homes for Texas Heroes, full-time teachers, aides, librarians, counselors, and school nurses may qualify for TSAHC down payment assistance of up to 5% of the loan amount with no first-time-buyer requirement, and the 2026 Heroes income limit in Hidalgo County is about $172,550.
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North East ISD (NEISD)
North East ISD educators in north San Antonio may qualify for strong home-buying help. Through Homes for Texas Heroes, full-time teachers, aides, librarians, counselors, and school nurses may qualify for TSAHC down payment assistance of up to 5% of the loan amount with no first-time-buyer requirement, and the 2026 Heroes income limit in Bexar County is about $178,339. Veterans may also use a VA loan with no down payment.
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Northside ISD (NISD)
Northside ISD, the largest district in San Antonio, employs tens of thousands of educators who may qualify for home-buying help. Through Homes for Texas Heroes, full-time teachers, aides, librarians, counselors, and school nurses may qualify for TSAHC down payment assistance of up to 5% of the loan amount with no first-time-buyer requirement, and the 2026 Heroes income limit in Bexar County is about $178,339.
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Round Rock ISD
Round Rock ISD educators in the booming north Austin metro may qualify for real home-buying help. Through Homes for Texas Heroes, full-time teachers, aides, librarians, counselors, and school nurses may qualify for TSAHC down payment assistance of up to 5% of the loan amount with no first-time-buyer requirement, and the 2026 Heroes income limit in Williamson County is about $228,480.
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San Antonio ISD (SAISD)
San Antonio ISD educators serving the city's urban core may qualify for real home-buying help. Through Homes for Texas Heroes, full-time teachers, aides, librarians, counselors, and school nurses may qualify for TSAHC down payment assistance of up to 5% of the loan amount with no first-time-buyer requirement, and the 2026 Heroes income limit in Bexar County is about $178,339.
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San Marcos CISD
San Marcos CISD teachers and staff, midway between San Antonio and Austin, may qualify for meaningful down payment help. Through Homes for Texas Heroes, full-time teachers, aides, librarians, counselors, and school nurses may qualify for TSAHC down payment assistance of up to 5% of the loan amount with no first-time-buyer requirement, and the 2026 Heroes income limit in Hays County is about $228,480.
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SCUCISD
SCUC ISD educators around Schertz, Cibolo, and Universal City, near JBSA-Randolph, may qualify for strong home-buying help. Through Homes for Texas Heroes, full-time teachers, aides, librarians, counselors, and school nurses may qualify for TSAHC down payment assistance of up to 5% of the loan amount with no first-time-buyer requirement, and the 2026 Heroes income limit in Bexar County is about $178,339. Veterans may also use a VA loan with no down payment.
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Temple ISD
Temple ISD teachers and staff in Central Texas may have more home-buying help than they realize. Through Homes for Texas Heroes, full-time teachers, aides, librarians, counselors, and school nurses may qualify for TSAHC down payment assistance of up to 5% of the loan amount with no first-time-buyer requirement, and the 2026 Heroes income limit in Bell County is about $173,604.
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United ISD
United ISD, the largest district in Webb County, serves Laredo educators who may qualify for real down payment help. Through Homes for Texas Heroes, full-time teachers, aides, librarians, counselors, and school nurses may qualify for TSAHC down payment assistance of up to 5% of the loan amount with no first-time-buyer requirement, and the 2026 Heroes income limit in Webb County is about $172,550.
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Waco ISD
Waco ISD teachers and staff in Central Texas may qualify for meaningful home-buying help. Through Homes for Texas Heroes, full-time teachers, aides, librarians, counselors, and school nurses may qualify for TSAHC down payment assistance of up to 5% of the loan amount with no first-time-buyer requirement, and the 2026 Heroes income limit in McLennan County is about $175,567.
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Military Bases in Central Texas
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Fort Cavazos
Around Fort Cavazos in the Killeen-Temple area, a home of your own may cost less than you'd think. Eligible service members, veterans, and military spouses may qualify for a VA loan with zero down and no monthly mortgage insurance, and may pair it with TSAHC or TDHCA down payment assistance and the federal MCC tax credit.
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Fort Sam Houston (JBSA)
For service members and families at JBSA-Fort Sam Houston in San Antonio, buying may beat renting sooner than expected. Eligible buyers may qualify for a VA loan with zero down and no monthly mortgage insurance, plus TSAHC or TDHCA down payment assistance and the federal MCC tax credit, and veterans also qualify for the Homes for Texas Heroes program.
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JBSA-Lackland
If you're stationed at JBSA-Lackland in southwest San Antonio, you may have a clear path to homeownership. Eligible service members, veterans, and military spouses may qualify for a VA loan with zero down and no monthly mortgage insurance, plus TSAHC or TDHCA down payment assistance and the federal MCC tax credit.
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JBSA-Randolph
Near JBSA-Randolph in northeast San Antonio, buying a home may be more attainable than another lease. Eligible service members, veterans, and military spouses may qualify for a VA loan with zero down and no monthly mortgage insurance, and may add TSAHC or TDHCA down payment assistance and the federal MCC tax credit. Popular commuter areas include Universal City, Schertz, and Cibolo.
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NAS Corpus Christi
Assigned to NAS Corpus Christi? Gulf-coast homeownership may be closer than you think. Eligible service members, veterans, and military spouses may qualify for a VA loan with zero down and no monthly mortgage insurance, plus TSAHC or TDHCA down payment assistance and the federal MCC tax credit, in one of the more affordable coastal markets in Texas.
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Central Texas runs from the Austin metro south through San Antonio and the Hill Country, and east to College Station–Bryan. The region includes Travis, Bexar, Williamson, Hays, Bell, Brazos, McLennan, and several South Texas / Rio Grande Valley counties.
What Buyers Should Know
Central Texas runs from the Austin metro south through San Antonio and the Hill Country, and east to College Station–Bryan. The region includes Travis, Bexar, Williamson, Hays, Bell, Brazos, McLennan, and several South Texas / Rio Grande Valley counties. Buyers in this region may qualify for TSAHC Home Sweet Texas Home (grant or forgivable second lien up to 5% of the loan amount), TSAHC Homes for Texas Heroes (for teachers, police, firefighters, EMS, corrections officers, veterans, and other public-service occupations), TDHCA My First Texas Home and My Choice Texas Home, plus the MCC tax credit for first-time buyers with eligible income. Each program has its own income limits, FICO floor (most start at 620), and purchase price caps that vary by county. Eligible buyers may pair one DPA program with the MCC for additional first-time-buyer benefit.
Central Texas market context
Central Texas is anchored by two of the largest Texas metros, Austin-Round Rock and San Antonio-New Braunfels, plus Killeen-Temple (Fort Cavazos), Waco (Baylor University), and College Station-Bryan (Texas A&M). Program limits vary widely across the region. For 2026, the Home Sweet Texas income limit from TSAHC is $201,600 in the Austin-area counties, $157,358 in Bexar County, and $153,180 in Bell County, at any household size. The 2026 FHA loan limit for a one-unit home is $571,550 in the Austin metro and $557,750 in the San Antonio metro, and smaller markets such as Bell, McLennan, and Brazos counties use the national floor of $541,287, according to HUD.
Counties Covered
This region includes 16 Texas counties with active ShopDPA coverage. Select a county to view its 2026 program income limits, FHA loan limits, property tax rates, and the cities, school districts, and military bases within it:
- Bandera County
- Bastrop County
- Bell County
- Bexar County
- Brazos County
- Cameron County
- Comal County
- Guadalupe County
- Hays County
- Hidalgo County
- Kendall County
- McLennan County
- Nueces County
- Travis County
- Webb County
- Williamson County
See If You May Qualify
The fastest way to find out which Texas down payment assistance programs you may qualify for is the quick eligibility check on our homepage. The check runs in under a minute and walks through TSAHC, TDHCA, and MCC eligibility based on your income, credit, and first-time-buyer status.
Program details and dollar amounts can change, so always verify directly with the program administrator (TSAHC, TDHCA, HUD) before making a home-purchase decision.
Find Your Texas Down Payment Assistance.
We will show you which Texas state programs (TSAHC, TDHCA, and the federal MCC tax credit) fit your situation, then introduce you to a Texas-licensed mortgage professional in our partner network who closes these programs every month.