Central Texas

Temple ISD

Temple ISD teachers and staff in Central Texas may have more home-buying help than they realize. Through Homes for Texas Heroes, full-time teachers, aides, librarians, counselors, and school nurses may qualify for TSAHC down payment assistance of up to 5% of the loan amount with no first-time-buyer requirement, and the 2026 Heroes income limit in Bell County is about $173,604.

Quick Facts

What Buyers Should Know

Temple ISD serves Temple and parts of surrounding Bell County (~9,000 students). Temple HS anchors the district.

If you work full time at Temple ISD as a classroom teacher, teacher aide, school librarian, school counselor, or school nurse, you may qualify for Homes for Texas Heroes. The program may put up to 5% of the loan amount toward your down payment and closing costs, and you don’t need to be a first-time buyer. In Bell County, TSAHC’s 2026 Heroes limit is about $173,604 in household income, at any household size.

School jobs outside those five, such as administrators and support staff, aren’t on TSAHC’s Heroes list, but those employees may still qualify for Home Sweet Texas, which offers the same kind of assistance with a Bell County limit of about $153,180. First-time buyers may also be able to add a Mortgage Credit Certificate.

Sources: TSAHC Homes for Texas Heroes eligibility and TSAHC county income limits. Limits are set by the county where the home is located.

For every program limit in Bell County, see our Bell County guide. Our Texas teacher home loans guide covers eligibility, employment letters, and timing a closing around the school year.

Cities Served by Temple ISD

Explore More Texas School Districts

Related Guides