Central Texas
San Antonio ISD (SAISD)
San Antonio ISD educators serving the city's urban core may qualify for real home-buying help. Through Homes for Texas Heroes, eligible staff may receive TSAHC down payment assistance, around 5% of the loan amount, with no first-time-buyer requirement and an MCC tax credit.
Quick Facts
- Region Central Texas
- Total enrollment (2024) 45,000 Source: tea.texas.gov
- High schools 12
- Dominant UIL mixed Source: uiltexas.org
- TEA rating (2024) Met Standard Source: tea.texas.gov
San Antonio ISD is the historic central city district, covering downtown San Antonio plus Olmos Park (an independent enclave). Approximately 45,000 students with 12 high schools across UIL 4A-5A classifications. SAISD has a long history of Title I service and serves a high concentration of HUD-targeted census tracts — meaning many SAISD-area buyers may qualify for higher TSAHC/TDHCA AMI ceilings via targeted-area adjustments.
SAISD teachers, librarians, counselors, school nurses, and full-time school staff qualify for the TSAHC Homes for Texas Heroes Program. The Heroes DPA may pair with FHA, VA, USDA, or conventional mortgages and waives the first-time-buyer rule for the DPA portion. Many SAISD-area buyers also qualify for the City of San Antonio HIP 80 program (when funded — currently NOT accepting FY 2026 applications per sa.gov verified May 19, 2026).
Explore More Texas School Districts
-
Alamo Heights ISD
If you teach or work for Alamo Heights ISD in San Antonio, the Homes for Texas Heroes program was built for you. Eligible educators and staff may qualify for TSAHC down payment assistance, often around 5% of the loan amount, with no first-time-buyer requirement, plus the option to add an MCC tax credit.
View -
Brownsville ISD
Brownsville ISD teachers and staff serving the Rio Grande Valley may qualify for real help buying a home. Through Homes for Texas Heroes, eligible school employees may receive TSAHC down payment assistance, typically around 5% of the loan amount, with no first-time-buyer requirement, plus an MCC tax credit.
View -
Bryan ISD
If you work for Bryan ISD in the Brazos Valley, Homes for Texas Heroes may put a home within closer reach. Eligible educators and staff may qualify for TSAHC down payment assistance, often about 5% of the loan amount, with no first-time-buyer requirement and an MCC tax credit option.
View -
College Station ISD
College Station ISD teachers and staff in Aggieland may have more help available than they expect. Eligible educators may qualify for Homes for Texas Heroes down payment assistance through TSAHC, typically around 5% of the loan amount, with no first-time-buyer requirement and an MCC tax credit on top.
View -
Corpus Christi ISD
Corpus Christi ISD teachers and staff on the Gulf Coast may qualify for real down payment help. Through Homes for Texas Heroes, eligible school employees may receive TSAHC assistance, typically around 5% of the loan amount, with no first-time-buyer requirement and an optional MCC tax credit.
View -
Edinburg CISD
Edinburg CISD educators in the Rio Grande Valley may qualify for more home-buying help than they realize. Through Homes for Texas Heroes, eligible staff may receive TSAHC down payment assistance, roughly 5% of the loan amount, with no first-time-buyer requirement, plus an MCC tax credit.
View -
Georgetown ISD
Georgetown ISD educators in the booming north Austin metro may qualify for meaningful down payment help. Through Homes for Texas Heroes, eligible staff may receive TSAHC assistance, roughly 5% of the loan amount, with no first-time-buyer requirement, plus an MCC tax credit.
View -
Harlingen CISD
Harlingen CISD teachers and staff in the Rio Grande Valley may qualify for real home-buying help. Through Homes for Texas Heroes, eligible employees may receive TSAHC down payment assistance, typically around 5% of the loan amount, with no first-time-buyer requirement and an MCC tax credit.
View -
Judson ISD
Judson ISD educators in northeast Bexar County, near JBSA-Randolph, may qualify for strong home-buying help. Through Homes for Texas Heroes, eligible staff may receive TSAHC down payment assistance, about 5% of the loan amount, with no first-time-buyer requirement; veterans may also add a VA loan with zero down.
View -
Killeen ISD
Killeen ISD serves a heavily military community near Fort Cavazos, and its educators may qualify for real home-buying help. Through Homes for Texas Heroes, eligible staff may receive TSAHC down payment assistance, around 5% of the loan amount, with no first-time-buyer requirement and an MCC tax credit.
View -
Leander ISD
Leander ISD educators around Cedar Park and Leander in the north Austin metro may qualify for meaningful down payment help. Through Homes for Texas Heroes, eligible staff may receive TSAHC assistance, roughly 5% of the loan amount, with no first-time-buyer requirement, plus an MCC tax credit.
View -
McAllen ISD
McAllen ISD teachers and staff in the Rio Grande Valley may qualify for real home-buying help. Through Homes for Texas Heroes, eligible employees may receive TSAHC down payment assistance, typically around 5% of the loan amount, with no first-time-buyer requirement and an MCC tax credit.
View -
North East ISD (NEISD)
North East ISD educators in north San Antonio may qualify for strong home-buying help. Through Homes for Texas Heroes, eligible staff may receive TSAHC down payment assistance, about 5% of the loan amount, with no first-time-buyer requirement; veterans may also add a VA loan with zero down.
View -
Northside ISD (NISD)
Northside ISD, the largest district in San Antonio, employs tens of thousands of educators who may qualify for home-buying help. Through Homes for Texas Heroes, eligible staff may receive TSAHC down payment assistance, around 5% of the loan amount, with no first-time-buyer requirement and an MCC tax credit.
View -
Round Rock ISD
Round Rock ISD educators in the booming north Austin metro may qualify for real home-buying help. Through Homes for Texas Heroes, eligible staff may receive TSAHC down payment assistance, around 5% of the loan amount, with no first-time-buyer requirement and an MCC tax credit.
View -
San Marcos CISD
San Marcos CISD teachers and staff, midway between San Antonio and Austin, may qualify for meaningful down payment help. Through Homes for Texas Heroes, eligible employees may receive TSAHC assistance, roughly 5% of the loan amount, with no first-time-buyer requirement, plus an MCC tax credit.
View -
SCUCISD
SCUC ISD educators around Schertz, Cibolo, and Universal City, near JBSA-Randolph, may qualify for strong home-buying help. Through Homes for Texas Heroes, eligible staff may receive TSAHC down payment assistance, about 5% of the loan amount, with no first-time-buyer requirement; veterans may also add a VA loan with zero down.
View -
Temple ISD
Temple ISD teachers and staff in Central Texas may have more home-buying help than they realize. Through Homes for Texas Heroes, eligible employees may qualify for TSAHC down payment assistance, typically around 5% of the loan amount, with no first-time-buyer requirement and an MCC tax credit.
View -
United ISD
United ISD, the largest district in Webb County, serves Laredo educators who may qualify for real down payment help. Through Homes for Texas Heroes, eligible staff may receive TSAHC assistance, around 5% of the loan amount, with no first-time-buyer requirement and an MCC tax credit.
View -
Waco ISD
Waco ISD teachers and staff in Central Texas may qualify for meaningful home-buying help. Through Homes for Texas Heroes, eligible employees may receive TSAHC down payment assistance, roughly 5% of the loan amount, with no first-time-buyer requirement, plus an MCC tax credit.
View