Central Texas
Williamson County
Williamson County (Round Rock, Georgetown, Cedar Park, Leander) is one of the most in-demand parts of the Austin area, and assistance can help you keep up. Eligible buyers may qualify for TSAHC or TDHCA down payment help and the federal MCC tax credit, and the income limits run among the highest in the state. TSAHC's 2026 limits in Williamson County may reach about $201,600 for Home Sweet Texas and $228,480 for Homes for Texas Heroes, at any household size.
Quick Facts
- County seat Georgetown
- Region Central Texas
- Population 720,000
- Home Sweet Texas income limit (non-targeted) ~$201,600
- FHA loan limit $571,550 Source: hud.gov
- FIPS code 48491
What Buyers Should Know
In Williamson County, TSAHC’s county income limits may allow household income up to about $201,600 for Home Sweet Texas and $228,480 for Homes for Texas Heroes, at any household size. Many Williamson County buyers may qualify for at least one TSAHC or TDHCA program; targeted areas are specific census tracts, not whole counties, so ask your lender whether a home’s address falls in one; outside those tracts, the standard income limits and first-time buyer rules apply.
FHA loan limits in Williamson mirror the Austin-Round Rock baseline. The 2026 conforming loan limit is $832,750 for a 1-unit home. VA loans are uncapped above conforming limits for full-entitlement veterans.
Property tax in Williamson County averages around 2.04% effective (verify current year at the county appraisal district). The Texas residence homestead exemption shaves $140,000 off school-district appraised value and caps appraised value growth at 10% per year. Filing it is one of the most valuable steps a new homeowner can take. File on or before April 30 of the year following purchase.
North Austin Growth Corridor
Williamson County is one of the fastest-growing US counties, anchored by Round Rock (largest, ~135,000), Cedar Park, Leander, Georgetown (county seat), Hutto, and Pflugerville (shared with Travis County). Dell Technologies HQ, Samsung Austin Semiconductor (under construction at Taylor), and the broader Austin tech corridor drive housing demand. Round Rock ISD, Leander ISD, Georgetown ISD, Hutto ISD, and Taylor ISD serve the county. TSAHC’s county income limits here are among the highest in Texas: about $201,600 for Home Sweet Texas and $228,480 for Homes for Texas Heroes, at any household size. See Travis County guide for adjacent Austin context.
Income Limits
Williamson County Down Payment Assistance Income Limits
| Program | Max household income (non-targeted) | Max purchase price |
|---|---|---|
| Home Sweet Texas (TSAHC) | up to ~$201,600 (any household size) | bond DPA or MCC only: up to ~$598,019 |
| Homes for Texas Heroes (TSAHC) | up to ~$228,480 (any household size) | bond DPA or MCC only: up to ~$598,019 |
| My First Texas Home (TDHCA) | up to ~$134,400 (1–2 persons) / ~$154,560 (3+) | up to ~$598,019 |
| My Choice Texas Home (TDHCA) | up to ~$228,480 (conventional) / ~$228,480 (FHA/VA/USDA) | No purchase price limit |
| Figures show approximately how high non-targeted-area limits may reach for the standard above-80%-AMFI tier. TSAHC limits apply at any household size, and Homes for Texas Heroes has a higher limit than Home Sweet Texas; TSAHC's purchase price limit applies to bond-funded assistance and the MCC. My First Texas Home varies by household size and is for first-time buyers using FHA, VA, or USDA loans. My Choice Texas Home adds repeat buyers and conventional financing and has no purchase price limit. Limits may be higher in HUD-targeted census tracts and change periodically, so confirm your county's current figure with a participating lender before applying. | ||
Source: TSAHC county income limits + TDHCA Income & Purchase Price Limits
Loan Limits — Williamson County
VA
VA loans are uncapped above conforming limits for full-entitlement veterans.
Cities in Williamson County
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Cedar Park Down Payment Assistance: 2026 Programs & Income Limits
Down payment assistance for Cedar Park, TX families. You do not need 20% down. TSAHC and TDHCA may cover much of it. See what you qualify for.
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Georgetown Down Payment Assistance: 2026 Programs & Income Limits
Down payment assistance for Georgetown, TX. Most programs have no first-time rule. TSAHC and TDHCA may put up to ~5% down. See if you qualify.
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Hutto Down Payment Assistance: 2026 Guide for Buyers
You do not need to be a first-time buyer in Hutto. Williamson County limits may reach ~$228,480 with My Choice Texas Home. See which programs fit you.
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Leander Down Payment Assistance: 2026 Programs & Income Limits
Buying in Leander? You may qualify for TSAHC or TDHCA down payment help with income up to $201,600, new builds included. See which program fits you.
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Round Rock Down Payment Assistance: 2026 Programs & Income Limits
Down payment assistance for Round Rock, TX. TSAHC and TDHCA may put up to ~5% toward your down payment, even on a higher income. See if you qualify.
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School Districts in Williamson County
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Georgetown ISD
Georgetown ISD educators in the booming north Austin metro may qualify for meaningful down payment help. Through Homes for Texas Heroes, full-time teachers, aides, librarians, counselors, and school nurses may qualify for TSAHC down payment assistance of up to 5% of the loan amount with no first-time-buyer requirement, and the 2026 Heroes income limit in Williamson County is about $228,480.
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Leander ISD
Leander ISD educators around Cedar Park and Leander in the north Austin metro may qualify for meaningful down payment help. Through Homes for Texas Heroes, full-time teachers, aides, librarians, counselors, and school nurses may qualify for TSAHC down payment assistance of up to 5% of the loan amount with no first-time-buyer requirement, and the 2026 Heroes income limit in Williamson County is about $228,480.
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Round Rock ISD
Round Rock ISD educators in the booming north Austin metro may qualify for real home-buying help. Through Homes for Texas Heroes, full-time teachers, aides, librarians, counselors, and school nurses may qualify for TSAHC down payment assistance of up to 5% of the loan amount with no first-time-buyer requirement, and the 2026 Heroes income limit in Williamson County is about $228,480.
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Related Guides
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Boerne Down Payment Assistance: 2026 Limits for Kendall County
Kendall County carries unusually generous income limits, up to ~$209,550. In Boerne the price cap is the real constraint, not your paycheck. See what fits.
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Seguin Down Payment Assistance: 2026 Programs and Limits
Seguin is the affordable end of the I-10 corridor, and the price cap never binds here. See which programs may put up to about 5% toward your costs.
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Buda Down Payment Assistance: 2026 Programs and Limits
Hays County carries some of the highest assistance limits in Texas. Buda buyers may qualify at incomes up to approximately $201,600. See where you actually land.
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Hutto Down Payment Assistance: 2026 Guide for Buyers
You do not need to be a first-time buyer in Hutto. Williamson County limits may reach ~$228,480 with My Choice Texas Home. See which programs fit you.
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