Schertz

Schertz is a fast-growing northeast San Antonio suburb that straddles Bexar, Guadalupe, and Comal counties. With a population near 45,000 and an estimated 2026 median home price around $360,000, Schertz attracts JBSA-Randolph military families, Toyota Motor Manufacturing Texas employees, and northeast Bexar commuters. Schertz-Cibolo-Universal City ISD (SCUCISD) serves most of the city; small pockets fall in Comal ISD.

For down payment assistance, Schertz buyers route through state-level TSAHC and TDHCA programs because Schertz is outside the San Antonio city limits where City HIP applies. The TSAHC Heroes program (Veterans category) is particularly common here given JBSA-Randolph proximity — eligible service members may pair a VA loan (zero down) with TSAHC Heroes DPA to cover closing costs. Full county context: see our Bexar County guide.