Central Texas · Texas County
Guadalupe County
Guadalupe County (county seat: Seguin) sits east of San Antonio in the San Antonio-New Braunfels MSA. Population approximately 175,000. Contains most of Cibolo + parts of Schertz / Selma. Eligible buyers may qualify for TSAHC, TDHCA, MCC. Verified May 19, 2026.
Last verified May 19, 2026
Quick Facts
- County seat Seguin
- Region Central Texas
- Population 175,000
- 100% AMI (4-person) $96,625 Source: huduser.gov
- FHA loan limit $524,225 Source: hud.gov
- FIPS code 48187
What Buyers Should Know
Guadalupe County is the northeast SA metro gateway, anchored by Seguin (county seat), Cibolo, Schertz (partial), and Selma. SCUCISD covers the urbanized west end; Seguin ISD and other smaller districts serve the rural east. The JBSA-Randolph BAH commuter zone reaches deep into Cibolo and Selma. Most Guadalupe County buyers qualify for state-level TSAHC and TDHCA programs. The county touches three MSAs at the edges — primarily SA-NB but also Austin-Round Rock at the far northeast and parts of the San Marcos commuter shed. Property tax averages around 1.78% (verify at Guadalupe Appraisal District). No city-level DPA programs in Guadalupe County; route to TSAHC and TDHCA.
Loan Limits — Guadalupe County
VA
VA loans are uncapped above conforming limits for full-entitlement veterans.
Last verified May 19, 2026
Cities
Cities in Guadalupe County
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Cibolo
Cibolo sits in Guadalupe County (with small Bexar overlap) northeast of San Antonio. Primary JBSA-Randolph BAH commuter zone with SCUCISD schools. Eligible buyers may qualify for state-level TSAHC and TDHCA programs plus the federal MCC tax credit subject to federal tax liability. Verified May 19, 2026.
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Schertz
Schertz sits northeast of San Antonio across Bexar, Guadalupe, and Comal counties. Primary JBSA-Randolph BAH commuter zone with SCUCISD schools. Eligible buyers may qualify for TSAHC, TDHCA, MCC; the City of San Antonio HIP does not apply because Schertz is outside SA city limits. Verified May 19, 2026.
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Seguin
Seguin is the Guadalupe County seat, east of San Antonio on I-10. Seguin ISD. Eligible buyers may qualify for TSAHC, TDHCA, MCC. Verified May 19, 2026.
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School Districts
School Districts in Guadalupe County
School District pillars for this county are coming soon.