Central Texas
Kendall County
Kendall County and Boerne sit in the Hill Country just north of San Antonio, and the assistance income limits here are among the highest in the state. You may qualify for TSAHC or TDHCA down payment help and the MCC tax credit at an income well into six figures, so it's worth checking before you rule it out. TSAHC's 2026 limits in Kendall County may reach about $209,550 for Home Sweet Texas and $237,490 for Homes for Texas Heroes, at any household size.
Quick Facts
- County seat Boerne
- Region Central Texas
- Population 49,000
- Home Sweet Texas income limit (non-targeted) ~$209,550
- FHA loan limit $557,750 Source: hud.gov
- FIPS code 48259
What Buyers Should Know
Kendall County is a small Hill Country county northwest of San Antonio, anchored by Boerne (county seat) and including the Comfort and Sisterdale rural areas. Median home prices run higher than most SA-area counties due to the Hill Country premium and retirement / second-home buyer demand from Austin and San Antonio. Boerne ISD serves the county. Many Kendall County buyers may qualify for state-level TSAHC and TDHCA programs. TSAHC’s county income limits may allow household income up to about $209,550 for Home Sweet Texas and $237,490 for Homes for Texas Heroes, at any household size, which can help with the higher home prices here. Property tax averages around 1.79% (verify at Kendall Appraisal District). No city-level DPA programs in Kendall County; route to TSAHC and TDHCA.
Income Limits
Kendall County Down Payment Assistance Income Limits
| Program | Max household income (non-targeted) | Max purchase price |
|---|---|---|
| Home Sweet Texas (TSAHC) | up to ~$209,550 (any household size) | bond DPA or MCC only: up to ~$583,580 |
| Homes for Texas Heroes (TSAHC) | up to ~$237,490 (any household size) | bond DPA or MCC only: up to ~$583,580 |
| My First Texas Home (TDHCA) | up to ~$139,700 (1–2 persons) / ~$160,655 (3+) | up to ~$583,580 |
| My Choice Texas Home (TDHCA) | up to ~$172,720 (conventional) / ~$237,490 (FHA/VA/USDA) | No purchase price limit |
| Figures show approximately how high non-targeted-area limits may reach for the standard above-80%-AMFI tier. TSAHC limits apply at any household size, and Homes for Texas Heroes has a higher limit than Home Sweet Texas; TSAHC's purchase price limit applies to bond-funded assistance and the MCC. My First Texas Home varies by household size and is for first-time buyers using FHA, VA, or USDA loans. My Choice Texas Home adds repeat buyers and conventional financing and has no purchase price limit. Limits may be higher in HUD-targeted census tracts and change periodically, so confirm your county's current figure with a participating lender before applying. | ||
Source: TSAHC county income limits + TDHCA Income & Purchase Price Limits
Loan Limits — Kendall County
VA
VA loans are uncapped above conforming limits for full-entitlement veterans.
School Districts in Kendall County
School District pillars for this county are coming soon.
Related Guides
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Boerne Down Payment Assistance: 2026 Limits for Kendall County
Kendall County carries unusually generous income limits, up to ~$209,550. In Boerne the price cap is the real constraint, not your paycheck. See what fits.
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Seguin Down Payment Assistance: 2026 Programs and Limits
Seguin is the affordable end of the I-10 corridor, and the price cap never binds here. See which programs may put up to about 5% toward your costs.
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Buda Down Payment Assistance: 2026 Programs and Limits
Hays County carries some of the highest assistance limits in Texas. Buda buyers may qualify at incomes up to approximately $201,600. See where you actually land.
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Hutto Down Payment Assistance: 2026 Guide for Buyers
You do not need to be a first-time buyer in Hutto. Williamson County limits may reach ~$228,480 with My Choice Texas Home. See which programs fit you.
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