Central Texas
Kendall County
Kendall County and Boerne sit in the Hill Country just north of San Antonio, and the assistance income limits here are among the highest in the state. You may qualify for TSAHC or TDHCA down payment help and the MCC tax credit at an income well into six figures, so it's worth checking before you rule it out.
Quick Facts
- County seat Boerne
- Region Central Texas
- Population 49,000
- TSAHC income limit (non-targeted) ~$179,875
- FHA loan limit $557,750 Source: hud.gov
- FIPS code 48259
What Buyers Should Know
Kendall County is a small Hill Country county northwest of San Antonio, anchored by Boerne (county seat) and including the Comfort and Sisterdale rural areas. Median home prices run higher than most SA-area counties due to the Hill Country premium and retirement / second-home buyer demand from Austin and San Antonio. Boerne ISD serves the county. Most Kendall County buyers qualify for state-level TSAHC and TDHCA programs. The TSAHC Heroes 115% AMI ceiling (~$117,500 for a 4-person household) is particularly useful here given the elevated median prices — Home Sweet Texas at 80% AMI can pinch for some buyers. Property tax averages around 1.79% (verify at Kendall Appraisal District). No city-level DPA programs in Kendall County; route to TSAHC and TDHCA.
Income Limits
Kendall County Down Payment Assistance Income Limits
| Program | Max household income (non-targeted) | Max purchase price |
|---|---|---|
| Home Sweet Texas / Homes for Texas Heroes (TSAHC) | up to ~$179,875 (any household size) | up to ~$579,037 |
| My First Texas Home (TDHCA) | up to ~$143,900 (1–2 persons) / ~$165,485 (3+) | up to ~$579,037 |
| My Choice Texas Home (TDHCA) | up to ~$167,110 (conventional) / ~$244,630 (FHA/VA/USDA) | No purchase price limit |
| Figures show approximately how high non-targeted-area limits may reach for the standard above-80%-AMFI tier. TSAHC applies a single income limit at any household size. My First Texas Home varies by household size and is for first-time buyers using FHA, VA, or USDA loans. My Choice Texas Home adds repeat buyers and conventional financing and has no purchase price limit. Limits may be higher in HUD-targeted census tracts and change periodically — confirm your county's current figure with a participating lender before applying. | ||
Source: TSAHC Income & Purchase Price Limits + TDHCA Income & Purchase Price Limits
Loan Limits — Kendall County
VA
VA loans are uncapped above conforming limits for full-entitlement veterans.
School Districts in Kendall County
School District pillars for this county are coming soon.