Central Texas · Texas County

Webb County

Webb County (county seat: Laredo) sits on the US-Mexico border in south Texas anchoring the Laredo MSA. Population approximately 270,000. Laredo anchors the urban core. The World Trade International Bridge handles significant cross-border commerce. Verified May 19, 2026.

Last verified May 19, 2026

Quick Facts

County seat Laredo
Region Central Texas
Population 270,000
100% AMI (4-person) $65,800 Source: huduser.gov
FHA loan limit $524,225 Source: hud.gov
FIPS code 48479

What Buyers Should Know

Webb County’s 2026 HUD area median income (AMI) for a 4-person household is approximately $65,800, with the TSAHC Heroes 115% AMI ceiling reaching ~$75,670. Most Webb County buyers qualify for at least one TSAHC or TDHCA program; the county is not designated a HUD targeted area, so the standard income limits and first-time-buyer rules apply.

FHA loan limits in Webb mirror the Laredo baseline. Conforming limits run $806,500 for 1-unit. VA loans are uncapped above conforming limits for full-entitlement veterans.

Property tax in Webb County averages around 2.36% effective (verify current year at the county appraisal district). The Texas residence homestead exemption shaves $100,000 off school-district appraised value and caps appraised value growth at 10% per year — file with the appraisal district on or before April 30 of the year following purchase.

Laredo + Cross-Border Trade

Webb County is anchored by Laredo (county seat, ~257,000) — the largest US-Mexico land port by trade volume. Bridges across the Rio Grande connect Laredo to Nuevo Laredo, Mexico. Texas A&M International University (TAMIU) + Laredo College anchor higher-ed. United ISD (the largest, serving most of the urbanized county), Laredo ISD (urban core), and Webb CISD (smaller rural portion) serve the county. Most Webb County buyers route through state-level TSAHC and TDHCA programs.