Central Texas

Nueces County

Nueces County and Corpus Christi pair Gulf-coast living with some of the more attainable prices on the Texas coast. Eligible buyers may qualify for TSAHC or TDHCA down payment help and the MCC tax credit, often reaching closing with little cash out of pocket. TSAHC's 2026 limits in Nueces County may reach about $152,250 for Home Sweet Texas and $172,550 for Homes for Texas Heroes, at any household size.

Quick Facts

County seat Corpus Christi
Region Central Texas
Population 360,000
Home Sweet Texas income limit (non-targeted) ~$152,250
FHA loan limit $541,287 Source: hud.gov
FIPS code 48355

What Buyers Should Know

In Nueces County, TSAHC’s county income limits may allow household income up to about $152,250 for Home Sweet Texas and $172,550 for Homes for Texas Heroes, at any household size. Many Nueces County buyers may qualify for at least one TSAHC or TDHCA program; targeted areas are specific census tracts, not whole counties, so ask your lender whether a home’s address falls in one; outside those tracts, the standard income limits and first-time buyer rules apply.

FHA loan limits in Nueces mirror the Corpus Christi baseline. The 2026 conforming loan limit is $832,750 for a 1-unit home. VA loans are uncapped above conforming limits for full-entitlement veterans.

Property tax in Nueces County averages around 2.3% effective (verify current year at the county appraisal district). The Texas residence homestead exemption shaves $140,000 off school-district appraised value and caps appraised value growth at 10% per year. File with the appraisal district on or before April 30 of the year following purchase.

Corpus Christi + Naval Air Station

Nueces County is anchored by Corpus Christi (county seat, ~317,000) — home to Naval Air Station Corpus Christi (Navy primary flight training), the Port of Corpus Christi (one of the largest US ports), and Del Mar College. The Texas A&M University-Corpus Christi campus + Christus Spohn Health System anchor the broader economy. Corpus Christi ISD, Calallen ISD, Flour Bluff ISD, Tuloso-Midway ISD, West Oso ISD, and Banquete ISD serve the county. Military buyers stationed at NAS Corpus may pair a VA loan with TSAHC Heroes (Veterans category) DPA.

Income Limits

Nueces County Down Payment Assistance Income Limits

Program	Max household income (non-targeted)	Max purchase price
Home Sweet Texas (TSAHC)	up to ~$152,250 (any household size)	bond DPA or MCC only: up to ~$566,354
Homes for Texas Heroes (TSAHC)	up to ~$172,550 (any household size)	bond DPA or MCC only: up to ~$566,354
My First Texas Home (TDHCA)	up to ~$101,500 (1–2 persons) / ~$116,725 (3+)	up to ~$566,354
My Choice Texas Home (TDHCA)	up to ~$144,160 (conventional) / ~$172,550 (FHA/VA/USDA)	No purchase price limit
Figures show approximately how high non-targeted-area limits may reach for the standard above-80%-AMFI tier. TSAHC limits apply at any household size, and Homes for Texas Heroes has a higher limit than Home Sweet Texas; TSAHC's purchase price limit applies to bond-funded assistance and the MCC. My First Texas Home varies by household size and is for first-time buyers using FHA, VA, or USDA loans. My Choice Texas Home adds repeat buyers and conventional financing and has no purchase price limit. Limits may be higher in HUD-targeted census tracts and change periodically, so confirm your county's current figure with a participating lender before applying.