Central Texas · Texas County

Travis County

Travis County (county seat: Austin) is the core of the Austin-Round Rock MSA in Central Texas. Population over 1.3 million. Highest AMI in major Texas counties. Eligible buyers may qualify for TSAHC, TDHCA, MCC, and the City of Austin Down Payment Assistance Program within Austin city limits. Verified May 19, 2026.

Last verified May 19, 2026

Quick Facts

County seat Austin
Region Central Texas
Population 1,318,370
100% AMI (4-person) $137,000 Source: huduser.gov
FHA loan limit $614,600 Source: hud.gov
FIPS code 48453

What Buyers Should Know

Travis County contains the City of Austin plus Lakeway, Bee Cave, West Lake Hills, Rollingwood, Lago Vista, Pflugerville (partial), Cedar Park (partial), and Manor. Downtown Austin, South Congress, East Austin, Hyde Park, Tarrytown, Westlake, and Mueller anchor the urban core. The Austin-Bergstrom International Airport and the major tech corridor (along MoPac, Domain, and Northeast) generate the highest median home prices in the region. Travis County’s 2026 HUD AMI for a 4-person household is approximately $137,000 — the highest of any major Texas county, which makes the TSAHC Heroes 115% AMI ceiling (~$157,550) particularly accessible. The City of Austin Down Payment Assistance Program applies only inside Austin city limits — see our Austin down payment assistance guide for full detail. Property tax averages around 1.97% (verify at Travis Central Appraisal District).

Loan Limits — Travis County

FHA (2026)

1-unit: $614,600
2-unit: $786,750
3-unit: $950,800
4-unit: $1,181,675

Source: hud.gov

Conforming (2026)

1-unit: $806,500

Source: fhfa.gov

VA loans are uncapped above conforming limits for full-entitlement veterans.

Last verified May 19, 2026

Cities

Cities in Travis County

School Districts

School Districts in Travis County

School District pillars for this county are coming soon.