Central Texas · Texas County

Comal County

Comal County (county seat: New Braunfels) sits north of San Antonio in the San Antonio-New Braunfels MSA. Population approximately 174,000. Hill Country fringe. Eligible buyers may qualify for TSAHC, TDHCA, MCC. Verified May 19, 2026.

Last verified May 19, 2026

Quick Facts

  • County seat New Braunfels
  • Region Central Texas
  • Population 174,000
  • 100% AMI (4-person) $96,625 Source: huduser.gov
  • FHA loan limit $524,225 Source: hud.gov
  • FIPS code 48091

What Buyers Should Know

Comal County is the Hill Country gateway county between San Antonio and Austin — home to New Braunfels (county seat), Bulverde, Garden Ridge, and the southern Canyon Lake recreation corridor. The Schertz-Cibolo-Universal City ISD (SCUCISD) boundary touches southern Comal where it overlaps with Bexar. Comal ISD serves the broader county. Most Comal County buyers qualify for state-level TSAHC and TDHCA programs. New Braunfels and Bulverde have grown rapidly with the JBSA-Randolph BAH commuter spillover plus retirees and second-home buyers from Austin and San Antonio. Property tax averages around 1.83% — among the lowest in the SA-NB MSA (verify at Comal Appraisal District). No city-level DPA programs in Comal County; route to TSAHC and TDHCA.

Loan Limits — Comal County

FHA (2026)

1-unit
$524,225
2-unit
$671,200
3-unit
$811,275
4-unit
$1,008,300
Source: hud.gov

Conforming (2026)

1-unit
$806,500
Source: fhfa.gov

VA

VA loans are uncapped above conforming limits for full-entitlement veterans.

Last verified May 19, 2026

Cities

Cities in Comal County

School Districts

School Districts in Comal County

School District pillars for this county are coming soon.