East Texas
Katy
Last verified May 19, 2026
What Buyers Should Know
Katy is a fast-growing west Houston suburb centered on Katy ISD — one of the largest, top-ranked districts in Texas. The city straddles Harris, Fort Bend, and Waller counties along the Energy Corridor / I-10 commute. Estimated 2026 median home price near $405,000 means the TSAHC Heroes 115% AMI ceiling typically still fits dual-income teacher / first-responder households here. Most Katy buyers route through state-level TSAHC and TDHCA programs. The City of Houston HAP applies only inside Houston city limits and does not cover Katy. See Harris County guide for the full Harris-area program detail.
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Written by
ShopDPA Editorial Team
Fact-checked by
Byron Davis (NMLS #621780, 26 years Texas mortgage experience)
Last verified
May 19, 2026