Central Texas · Texas County
Nueces County
Nueces County (county seat: Corpus Christi) sits on the Texas Gulf Coast anchoring the Corpus Christi MSA. Population approximately 360,000. Corpus Christi anchors the urban core. Naval Air Station Corpus Christi is a major economic anchor. Verified May 19, 2026.
Last verified May 19, 2026
Quick Facts
- County seat Corpus Christi
- Region Central Texas
- Population 360,000
- 100% AMI (4-person) $83,400 Source: huduser.gov
- FHA loan limit $524,225 Source: hud.gov
- FIPS code 48355
What Buyers Should Know
Nueces County’s 2026 HUD area median income (AMI) for a 4-person household is approximately $83,400, with the TSAHC Heroes 115% AMI ceiling reaching ~$95,910. Most Nueces County buyers qualify for at least one TSAHC or TDHCA program; the county is not designated a HUD targeted area, so the standard income limits and first-time-buyer rules apply.
FHA loan limits in Nueces mirror the Corpus Christi baseline. Conforming limits run $806,500 for 1-unit. VA loans are uncapped above conforming limits for full-entitlement veterans.
Property tax in Nueces County averages around 2.3% effective (verify current year at the county appraisal district). The Texas residence homestead exemption shaves $100,000 off school-district appraised value and caps appraised value growth at 10% per year — file with the appraisal district on or before April 30 of the year following purchase.
Corpus Christi + Naval Air Station
Nueces County is anchored by Corpus Christi (county seat, ~317,000) — home to Naval Air Station Corpus Christi (Navy primary flight training), the Port of Corpus Christi (one of the largest US ports), and Del Mar College. The Texas A&M University-Corpus Christi campus + Christus Spohn Health System anchor the broader economy. Corpus Christi ISD, Calallen ISD, Flour Bluff ISD, Tuloso-Midway ISD, West Oso ISD, and Banquete ISD serve the county. Military buyers stationed at NAS Corpus may pair a VA loan with TSAHC Heroes (Veterans category) DPA.
Loan Limits — Nueces County
VA
VA loans are uncapped above conforming limits for full-entitlement veterans.
Last verified May 19, 2026
Military Bases