Central Texas · Texas County

Nueces County

Nueces County (county seat: Corpus Christi) sits on the Texas Gulf Coast anchoring the Corpus Christi MSA. Population approximately 360,000. Corpus Christi anchors the urban core. Naval Air Station Corpus Christi is a major economic anchor. Verified May 19, 2026.

Last verified May 19, 2026

Quick Facts

  • County seat Corpus Christi
  • Region Central Texas
  • Population 360,000
  • 100% AMI (4-person) $83,400 Source: huduser.gov
  • FHA loan limit $524,225 Source: hud.gov
  • FIPS code 48355

What Buyers Should Know

Nueces County’s 2026 HUD area median income (AMI) for a 4-person household is approximately $83,400, with the TSAHC Heroes 115% AMI ceiling reaching ~$95,910. Most Nueces County buyers qualify for at least one TSAHC or TDHCA program; the county is not designated a HUD targeted area, so the standard income limits and first-time-buyer rules apply.

FHA loan limits in Nueces mirror the Corpus Christi baseline. Conforming limits run $806,500 for 1-unit. VA loans are uncapped above conforming limits for full-entitlement veterans.

Property tax in Nueces County averages around 2.3% effective (verify current year at the county appraisal district). The Texas residence homestead exemption shaves $100,000 off school-district appraised value and caps appraised value growth at 10% per year — file with the appraisal district on or before April 30 of the year following purchase.

Corpus Christi + Naval Air Station

Nueces County is anchored by Corpus Christi (county seat, ~317,000) — home to Naval Air Station Corpus Christi (Navy primary flight training), the Port of Corpus Christi (one of the largest US ports), and Del Mar College. The Texas A&M University-Corpus Christi campus + Christus Spohn Health System anchor the broader economy. Corpus Christi ISD, Calallen ISD, Flour Bluff ISD, Tuloso-Midway ISD, West Oso ISD, and Banquete ISD serve the county. Military buyers stationed at NAS Corpus may pair a VA loan with TSAHC Heroes (Veterans category) DPA.

Loan Limits — Nueces County

FHA (2026)

1-unit
$524,225
2-unit
$671,200
3-unit
$811,275
4-unit
$1,008,300
Source: hud.gov

Conforming (2026)

1-unit
$806,500
Source: fhfa.gov

VA

VA loans are uncapped above conforming limits for full-entitlement veterans.

Last verified May 19, 2026