North Texas
Plano ISD
Plano ISD educators in Collin County may qualify for meaningful down payment help, even in one of DFW's pricier markets. Through Homes for Texas Heroes, eligible staff may receive TSAHC assistance, roughly 5% of the loan amount, with no first-time-buyer requirement, plus an MCC tax credit.
Quick Facts
- Region North Texas
- Total enrollment (2024) 50,000 Source: tea.texas.gov
- High schools 6
- Dominant UIL mixed Source: uiltexas.org
- TEA rating (2024) Met Standard Source: tea.texas.gov
What Buyers Should Know
Plano ISD is one of the largest + highest-rated districts in Texas (~50,000 students across 6 high schools), serving western Plano, parts of Carrollton, north Dallas (Far North Dallas), Richardson (small portion), Allen (small portion), Murphy, Lucas, and Parker. Plano Senior HS, Plano West Senior HS, Plano East Senior HS, Williams HS, Jasper HS, and Vines HS anchor the district at UIL 6A. Plano ISD teachers and full-time school staff qualify for the TSAHC Homes for Texas Heroes Program.
Explore More Texas School Districts
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Arlington ISD
Arlington ISD teachers, aides, counselors, and staff may have more home-buying help than they realize. Through Homes for Texas Heroes, eligible school employees in Tarrant County may qualify for TSAHC down payment assistance, typically around 5% of the loan amount, with no first-time-buyer requirement and an MCC tax credit on top.
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Garland ISD
Garland ISD teachers and staff in northeast Dallas County may have more help available than they realize. Through Homes for Texas Heroes, eligible employees may qualify for TSAHC down payment assistance, typically around 5% of the loan amount, with no first-time-buyer requirement and an MCC tax credit.
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Irving ISD
Irving ISD teachers, aides, and staff in the heart of DFW may have more home-buying help than they expect. Through Homes for Texas Heroes, eligible employees may qualify for TSAHC down payment assistance, around 5% of the loan amount, with no first-time-buyer requirement and an MCC tax credit.
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Lewisville ISD (LISD)
Lewisville ISD educators across south Denton County and the DFW metro may qualify for real home-buying help. Through Homes for Texas Heroes, eligible teachers and staff may receive TSAHC down payment assistance, around 5% of the loan amount, with no first-time-buyer requirement and an MCC tax credit.
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Mansfield ISD
Mansfield ISD educators on the southeast edge of DFW may qualify for meaningful down payment help. Through Homes for Texas Heroes, eligible staff may receive TSAHC assistance, roughly 5% of the loan amount, with no first-time-buyer requirement, plus an MCC tax credit.
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McKinney ISD
McKinney ISD educators in fast-growing Collin County may have more help available than they expect. Through Homes for Texas Heroes, eligible staff may qualify for TSAHC down payment assistance, around 5% of the loan amount, with no first-time-buyer requirement and an MCC tax credit on top.
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Mesquite ISD
Mesquite ISD teachers and staff in eastern Dallas County may qualify for real down payment help. Through Homes for Texas Heroes, eligible employees may receive TSAHC assistance, typically around 5% of the loan amount, with no first-time-buyer requirement and an MCC tax credit.
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Related Guides
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Cleburne Down Payment Assistance: 2026 Guide for Johnson County
In Cleburne neither the price cap nor the income limit usually binds, so the down payment is the whole obstacle. See what assistance may cover.
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Midlothian Down Payment Assistance: 2026 Programs and Limits
Think plant and mill pay puts you over? Ellis County limits may reach ~$146,625, and overtime is averaged over two years. See where you land.
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Prosper Down Payment Assistance: 2026 Limits and What Actually Fits
An honest look at Prosper: most listings sit above the price cap, but some do not, and Prosper ISD staff have their own track. See what may still work.
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Rowlett Down Payment Assistance: 2026 Guide for Buyers
Rowlett buyers may get up to ~5% of the loan toward down payment and closing costs. Dallas and Rockwall County sides carry the same limits. See what fits you.
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