Army · West Texas

Fort Bliss

Fort Bliss in El Paso County, Texas, is the second-largest active-duty US Army installation by area. Home to the 1st Armored Division. Eligible Fort Bliss service members, veterans, and military spouses may qualify for VA + TSAHC Heroes DPA + MCC. Verified May 19, 2026.

Last verified May 19, 2026

Quick Facts

Mission: Fort Bliss is the second-largest active-duty US Army installation by area, home to the 1st Armored Division. Located in El Paso County, Texas — adjacent to the New Mexico border and the City of El Paso.

About Fort Bliss

Fort Bliss is the second-largest active-duty US Army installation by area, home to the 1st Armored Division. Located in El Paso County, Texas — adjacent to the New Mexico border and the City of El Paso.

VA Loan + TSAHC Heroes Pairing

Eligible Fort Bliss active-duty, veterans, and surviving spouses may pair a VA loan (zero down, no monthly mortgage insurance, funding fee waived for 10%+ disabled veterans per VA Lenders Handbook M26-7) with the TSAHC Homes for Texas Heroes Program (Veterans category) for down payment assistance toward closing costs. Per the official TSAHC Heroes program, eligible veterans may receive approximately 3-5% of the loan amount as a grant or 3-year forgivable second lien. Pair with the federal Mortgage Credit Certificate (MCC) for up to $2,000 per year in tax credit, subject to federal tax liability per IRS §25.

VA loan benefits

VA loans require zero down with no monthly mortgage insurance. The VA funding fee is waived for veterans with 10%+ VA-rated disability per VA Lenders Handbook M26-7. Eligible service members and veterans stationed at Fort Bliss may pair a VA loan with TSAHC Heroes DPA to cover closing costs.

TSAHC Homes for Texas Heroes

Active-duty service members, veterans, and surviving spouses qualify for the TSAHC Homes for Texas Heroes program (Veterans category) with income up to 115% of county AMI and a 620 minimum FICO score. DPA delivers approximately 3-5% of the loan amount as a non-repayable grant or a 3-year forgivable second lien.