Mansfield Down Payment Assistance: 2026 Programs & Eligibility

Mansfield sits in southern Tarrant County, with portions in Johnson and Ellis counties. The city falls within the Dallas-Plano-Irving MSA and offers more affordable homeownership than central DFW.

What Buyers Should Know

Texas homebuyers in Mansfield, Texas may qualify for several state-level down payment assistance programs. TSAHC’s Home Sweet Texas Home offers grant or forgivable-second-lien DPA up to approximately 5% of the loan amount, with income limits up to 80% of Tarrant County AMI. TSAHC’s Homes for Texas Heroes program waives the first-time-buyer requirement for teachers, police officers, firefighters, EMS personnel, corrections officers, school staff, and other public-service occupations. TDHCA’s My First Texas Home and My Choice Texas Home programs offer alternative DPA structures with their own income and credit requirements. Eligible buyers may pair one of these DPA programs with the federal MCC tax credit for additional first-time-buyer benefit. Every program requires a minimum 620 FICO score with most lenders and applies its own income, purchase-price, and credit limits.

Mansfield Market Context

Mansfield’s median sale price runs below Arlington and central Fort Worth, making it competitive for first-time buyers. DFW MSA AMI of $114,500 for a four-person household applies, and FHA loan limits of $593,800 apply across Tarrant County. Mansfield is served by Mansfield Independent School District.

Last verified: 2026-05-19. Verify program details at tsahc.org and tdhca.state.tx.us before applying.