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Request Received — Here’s What Happens Next
We appreciate you taking the time to check your eligibility for down payment assistance in Texas. Your information is already being reviewed — including options many buyers don’t even realize are available. A licensed mortgage professional will be reaching out shortly to walk you through your options and answer any questions.
- Submitted Just now
- In review 24–48 hours
- We reach out Phone or email
- Plan together Step-by-step
Response times tend to be fastest during Texas business hours, Monday through Friday. After-hours and weekend submissions may take a little longer.
While you wait
Three small things that will make your call go faster.
None of this is required and the call works either way, but if you have a few minutes these help the conversation move along.
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01
Round up the basics
A rough idea of your monthly income, your monthly debts, and a ballpark of where your credit score lands is plenty. A recent paystub or bank statement nearby can be helpful if you have one handy, but nothing is required. Ranges are completely fine, and the point is to walk into the call comfortable, not to hand over paperwork.
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02
Write down your top three questions
Whatever has been on your mind about buying a home in Texas. Down payment, monthly payment, timing, what your options actually look like in your situation. Three questions is plenty for a first conversation.
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03
Skim the guide
Five minutes with the Texas down payment assistance guide before the call helps more than you would expect. Walking in with the rough shape of how this works means the conversation moves twice as fast.
Read the Texas DPA Guide
How this goes
What happens next.
A short, honest conversation about what your real options look like for your situation.
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1
We line up the options that actually fit you
Based on what you shared in the form, we narrow your choices to the down-payment assistance options that genuinely fit your situation, so you do not end up with a long list of maybes to sort through.
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2
A licensed mortgage professional reaches out
A Texas-licensed mortgage professional from our partner network will reach out by phone or email, whichever you indicated worked best for you. They will introduce themselves and start walking you through what your options could look like.
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3
You see exactly what fits
You will get a clear picture of what your options actually look like, with real numbers and honest answers about anything you have been wondering.
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4
You decide what comes next
If one of the options looks like a fit, the licensed mortgage professional will walk you through what comes next. If you would rather take some time to think it over, you can do that without any follow-up pressure, and your information stays with us because we do not sell or share it.
Already under contract? On a tight closing date?
Tell us your contract date and we will push your file to the front of the line. We would rather plan around your timeline than bump into it.
Common questions
Right after submitting, people usually ask…
Did you actually get my answers?
Yes, if you landed on this page your answers came through. You will hear back from a licensed mortgage professional in our Texas partner network within the next 24 hours, usually faster on a weekday.
When will someone reach out?
Within 24 hours in most cases, usually sooner if you submitted during Texas business hours. If your timeline is tight, give us a call and we will push your file to the front of the line.
I think I made a typo. What now?
It happens to a lot of buyers, so please do not resubmit the form. When the licensed mortgage professional calls or emails, just mention the correction and they will update the details before anything moves forward. You can also email us at hello@shopdpa.com with the correction.
What's the call going to be like?
It is a short, conversational call. The licensed mortgage professional walks you through which programs your answers point to, explains what the down-payment help would mean in your specific situation, and answers any questions you have been wondering about. If you are not ready to move forward at the end of the call, you do not have to, and you will simply walk away knowing more than when you started.
Are you going to pull my credit?
No, not on this call. The quiz did not pull credit and the first conversation does not either. If a credit pull becomes necessary later for pre-approval, the licensed mortgage professional will explain what they need and you decide whether you want to move forward.
Wait, are you a lender?
No, ShopDPA is a Texas down payment assistance referral service. We connect Texas homebuyers with licensed mortgage professionals in our partner network. The actual loan, if you go that route, is originated by a Texas-licensed mortgage professional. You can verify any licensed mortgage professional we refer you to at NMLS Consumer Access.