North Texas · Texas County

Dallas County

Dallas County (county seat: Dallas) sits at the core of the Dallas-Fort Worth-Arlington MSA in North Texas. Population over 2.6 million. Eligible buyers may qualify for TSAHC, TDHCA, MCC, and the City of Dallas Mortgage Assistance Program (MAP) within Dallas city limits. Verified May 19, 2026.

Last verified May 19, 2026

Quick Facts

What Buyers Should Know

Dallas County contains the City of Dallas plus Irving, Garland, Mesquite, Grand Prairie (partial), Carrollton (partial), Richardson (partial), DeSoto, Duncanville, Lancaster, and dozens of smaller incorporated cities and unincorporated areas. The District (downtown Dallas), Bishop Arts, Lake Highlands, Oak Lawn, Uptown, East Dallas, Pleasant Grove, Casa Linda, and Lakewood neighborhoods anchor the urban core. Most Dallas buyers qualify for at least one TSAHC or TDHCA program. The City of Dallas Mortgage Assistance Program (MAP) applies only inside Dallas city limits and is administered by the City of Dallas Department of Housing & Neighborhood Revitalization. See our Dallas down payment assistance guide for full MAP detail and current funding status. Property tax effective rate in Dallas County averages around 2.18% (verify at Dallas Central Appraisal District).

Loan Limits — Dallas County

FHA (2026)

1-unit
$593,800
2-unit
$760,225
3-unit
$919,200
4-unit
$1,142,400
Source: hud.gov

Conforming (2026)

1-unit
$806,500
Source: fhfa.gov

VA

VA loans are uncapped above conforming limits for full-entitlement veterans.

Last verified May 19, 2026

Cities

Cities in Dallas County

School Districts

School Districts in Dallas County