East Texas

Brazoria County

Buyers along the Gulf Coast in Brazoria County may find a home closer than they think with a little help on the up-front cost. Eligible buyers may pair an affordable first mortgage with TSAHC or TDHCA down payment assistance and the MCC tax credit, often covering most of the cash they'd otherwise bring to closing. TSAHC's 2026 limits in Brazoria County may reach about $189,000 for Home Sweet Texas and $214,200 for Homes for Texas Heroes, at any household size.

Quick Facts

  • County seat Angleton
  • Region East Texas
  • Population 395,000
  • Home Sweet Texas income limit (non-targeted) ~$189,000
  • FHA loan limit $541,287 Source: hud.gov
  • FIPS code 48039

What Buyers Should Know

In Brazoria County, TSAHC’s county income limits may allow household income up to about $189,000 for Home Sweet Texas and $214,200 for Homes for Texas Heroes, at any household size. Many Brazoria County buyers may qualify for at least one TSAHC or TDHCA program; targeted areas are specific census tracts, not whole counties, so ask your lender whether a home’s address falls in one; outside those tracts, the standard income limits and first-time buyer rules apply.

FHA loan limits in Brazoria mirror the Houston-The Woodlands-Sugar Land baseline. The 2026 conforming loan limit is $832,750 for a 1-unit home. VA loans are uncapped above conforming limits for full-entitlement veterans.

Property tax in Brazoria County averages around 2.36% effective (verify current year at the county appraisal district). The Texas residence homestead exemption shaves $140,000 off school-district appraised value and caps appraised value growth at 10% per year. Filing it is one of the most valuable steps a new homeowner can take. File on or before April 30 of the year following purchase.

South Houston Metro + Petrochemical Corridor

Brazoria County contains Pearland (the largest city, ~131,000), Lake Jackson, Alvin, Freeport, Angleton, and Clute. The county anchors the southern edge of Houston metro and includes a significant Gulf Coast petrochemical industry footprint (Dow Chemical, Freeport LNG, Phillips 66). Pearland ISD, Alvin ISD, Brazosport ISD, Angleton ISD, Sweeny ISD, and Columbia-Brazoria ISD serve the county. Most Brazoria buyers route through state-level TSAHC and TDHCA programs. See Harris County guide for adjacent metro context.

Income Limits

Brazoria County Down Payment Assistance Income Limits

Program Max household income (non-targeted) Max purchase price
Home Sweet Texas (TSAHC) up to ~$189,000 (any household size) bond DPA or MCC only: up to ~$566,354
Homes for Texas Heroes (TSAHC) up to ~$214,200 (any household size) bond DPA or MCC only: up to ~$566,354
My First Texas Home (TDHCA) up to ~$126,000 (1–2 persons) / ~$144,900 (3+) up to ~$566,354
My Choice Texas Home (TDHCA) up to ~$178,670 (conventional) / ~$214,200 (FHA/VA/USDA) No purchase price limit
Figures show approximately how high non-targeted-area limits may reach for the standard above-80%-AMFI tier. TSAHC limits apply at any household size, and Homes for Texas Heroes has a higher limit than Home Sweet Texas; TSAHC's purchase price limit applies to bond-funded assistance and the MCC. My First Texas Home varies by household size and is for first-time buyers using FHA, VA, or USDA loans. My Choice Texas Home adds repeat buyers and conventional financing and has no purchase price limit. Limits may be higher in HUD-targeted census tracts and change periodically, so confirm your county's current figure with a participating lender before applying.

Source: TSAHC county income limits + TDHCA Income & Purchase Price Limits

Loan Limits — Brazoria County

FHA (2026)

1-unit
$541,287
2-unit
$693,050
3-unit
$837,700
4-unit
$1,041,125
Source: hud.gov

Conforming (2026)

1-unit
$832,750
Source: fhfa.gov

VA

VA loans are uncapped above conforming limits for full-entitlement veterans.

Cities in Brazoria County

School Districts in Brazoria County

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