North Texas
Tarrant County
Tarrant County is Fort Worth and the western half of DFW, and the cash up front is what stops most would-be buyers, not the payment. Eligible buyers may shrink it with TSAHC or TDHCA down payment assistance and the federal MCC tax credit; within Fort Worth city limits, the City's Homebuyer Assistance Program is worth a look. The income limits run higher than people guess. TSAHC's 2026 limits in Tarrant County may reach about $165,450 for Home Sweet Texas and $187,510 for Homes for Texas Heroes, at any household size.
Quick Facts
- County seat Fort Worth
- Region North Texas
- Population 2,114,532
- Home Sweet Texas income limit (non-targeted) ~$165,450
- FHA loan limit $563,500 Source: hud.gov
- FIPS code 48439
What Buyers Should Know
Tarrant County contains the City of Fort Worth plus Arlington, North Richland Hills, Hurst, Euless, Bedford (HEB cluster), Grapevine, Southlake (partial), Colleyville, Keller (partial), Mansfield (partial), Burleson (partial), Crowley, and Fort Worth’s perimeter cities. Fort Worth West 7th, Sundance Square, Cultural District, TCU, and the Stockyards anchor central FW; Arlington serves as the Mid-Cities entertainment hub with AT&T Stadium and Six Flags. Many Tarrant County buyers may qualify for state-level TSAHC or TDHCA programs. The City of Fort Worth Homebuyer Assistance Program (HAP) applies only inside FW city limits; Arlington and other Tarrant cities are not covered. NAS Fort Worth JRB is a primary BAH commuter zone within Tarrant — see our Fort Worth down payment assistance guide for full HAP detail. Property tax averages around 2.27% (verify at Tarrant Appraisal District).
Income Limits
Tarrant County Down Payment Assistance Income Limits
| Program | Max household income (non-targeted) | Max purchase price |
|---|---|---|
| Home Sweet Texas (TSAHC) | up to ~$165,450 (any household size) | bond DPA or MCC only: up to ~$589,596 |
| Homes for Texas Heroes (TSAHC) | up to ~$187,510 (any household size) | bond DPA or MCC only: up to ~$589,596 |
| My First Texas Home (TDHCA) | up to ~$110,300 (1–2 persons) / ~$126,845 (3+) | up to ~$589,596 |
| My Choice Texas Home (TDHCA) | up to ~$199,750 (conventional) / ~$187,510 (FHA/VA/USDA) | No purchase price limit |
| Figures show approximately how high non-targeted-area limits may reach for the standard above-80%-AMFI tier. TSAHC limits apply at any household size, and Homes for Texas Heroes has a higher limit than Home Sweet Texas; TSAHC's purchase price limit applies to bond-funded assistance and the MCC. My First Texas Home varies by household size and is for first-time buyers using FHA, VA, or USDA loans. My Choice Texas Home adds repeat buyers and conventional financing and has no purchase price limit. Limits may be higher in HUD-targeted census tracts and change periodically, so confirm your county's current figure with a participating lender before applying. | ||
Source: TSAHC county income limits + TDHCA Income & Purchase Price Limits
Loan Limits — Tarrant County
VA
VA loans are uncapped above conforming limits for full-entitlement veterans.
Cities in Tarrant County
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Arlington Down Payment Assistance
Down payment assistance in Arlington, TX may cover up to ~5% of your loan through TSAHC and TDHCA. See 2026 income limits, programs, and how you qualify.
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Down Payment Assistance in Grapevine, TX
Buying in Grapevine, TX? See how you may get up to ~5% toward a down payment, the 2026 Tarrant County limits, and how you can qualify.
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Down Payment Assistance in Mansfield, TX
Buying in Mansfield, TX? See how you may get up to ~5% toward a down payment, the 2026 county income limits, and how to qualify across three counties.
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Fort Worth Down Payment Assistance
See which Texas down payment assistance and first-time buyer programs you may qualify for in Fort Worth, the Tarrant County income limits, loan types, and how to start.
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School Districts in Tarrant County
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Arlington ISD
Arlington ISD teachers, aides, counselors, and staff may have more home-buying help than they realize. Through Homes for Texas Heroes, full-time teachers, aides, librarians, counselors, and school nurses may qualify for TSAHC down payment assistance of up to 5% of the loan amount with no first-time-buyer requirement, and the 2026 Heroes income limit in Tarrant County is about $187,510.
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Mansfield ISD
Mansfield ISD educators on the southeast edge of DFW may qualify for meaningful down payment help. Through Homes for Texas Heroes, full-time teachers, aides, librarians, counselors, and school nurses may qualify for TSAHC down payment assistance of up to 5% of the loan amount with no first-time-buyer requirement, and the 2026 Heroes income limit in Tarrant County is about $187,510.
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Related Guides
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Cleburne Down Payment Assistance: 2026 Guide for Johnson County
In Cleburne neither the price cap nor the income limit usually binds, so the down payment is the whole obstacle. See what assistance may cover.
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Midlothian Down Payment Assistance: 2026 Programs and Limits
Think plant and mill pay puts you over? Ellis County limits may reach ~$181,650, and overtime is averaged over two years. See where you land.
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Prosper Down Payment Assistance: 2026 Limits and What Actually Fits
An honest look at Prosper: most listings sit above the price cap, but some do not, and Prosper ISD staff have their own track. See what may still work.
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Rowlett Down Payment Assistance: 2026 Guide for Buyers
Rowlett buyers may get up to ~5% of the loan toward down payment and closing costs. Dallas and Rockwall County sides carry the same limits. See what fits you.
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