Central Texas
San Antonio ISD (SAISD)
San Antonio ISD educators serving the city's urban core may qualify for real home-buying help. Through Homes for Texas Heroes, full-time teachers, aides, librarians, counselors, and school nurses may qualify for TSAHC down payment assistance of up to 5% of the loan amount with no first-time-buyer requirement, and the 2026 Heroes income limit in Bexar County is about $178,339.
Quick Facts
- Region Central Texas
- Total enrollment (2024) 45,000 Source: tea.texas.gov
- High schools 12
- Dominant UIL mixed Source: uiltexas.org
- TEA rating (2024) Met Standard Source: tea.texas.gov
- Cities served 1
What Buyers Should Know
San Antonio ISD is the historic central city district, covering downtown San Antonio plus Olmos Park (an independent enclave). Approximately 45,000 students with 12 high schools across UIL 4A-5A classifications.
If you work full time at San Antonio ISD as a classroom teacher, teacher aide, school librarian, school counselor, or school nurse, you may qualify for Homes for Texas Heroes. The program may put up to 5% of the loan amount toward your down payment and closing costs, and you don’t need to be a first-time buyer. In Bexar County, TSAHC’s 2026 Heroes limit is about $178,339 in household income, at any household size.
School jobs outside those five, such as administrators and support staff, aren’t on TSAHC’s Heroes list, but those employees may still qualify for Home Sweet Texas, which offers the same kind of assistance with a Bexar County limit of about $157,358. First-time buyers may also be able to add a Mortgage Credit Certificate.
Sources: TSAHC Homes for Texas Heroes eligibility and TSAHC county income limits. Limits are set by the county where the home is located.
For every program limit in Bexar County, see our Bexar County guide. Our Texas teacher home loans guide covers eligibility, employment letters, and timing a closing around the school year.
Explore More Texas School Districts
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Alamo Heights ISD
If you teach at Alamo Heights ISD in San Antonio, the Homes for Texas Heroes program was built for people like you. Through Homes for Texas Heroes, full-time teachers, aides, librarians, counselors, and school nurses may qualify for TSAHC down payment assistance of up to 5% of the loan amount with no first-time-buyer requirement, and the 2026 Heroes income limit in Bexar County is about $178,339.
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Brownsville ISD
Brownsville ISD teachers and staff serving the Rio Grande Valley may qualify for real help buying a home. Through Homes for Texas Heroes, full-time teachers, aides, librarians, counselors, and school nurses may qualify for TSAHC down payment assistance of up to 5% of the loan amount with no first-time-buyer requirement, and the 2026 Heroes income limit in Cameron County is about $172,550.
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Bryan ISD
If you work for Bryan ISD in the Brazos Valley, Homes for Texas Heroes may put a home within closer reach. Through Homes for Texas Heroes, full-time teachers, aides, librarians, counselors, and school nurses may qualify for TSAHC down payment assistance of up to 5% of the loan amount with no first-time-buyer requirement, and the 2026 Heroes income limit in Brazos County is about $173,187.
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College Station ISD
College Station ISD teachers and staff in Aggieland may have more help available than they expect. Through Homes for Texas Heroes, full-time teachers, aides, librarians, counselors, and school nurses may qualify for TSAHC down payment assistance of up to 5% of the loan amount with no first-time-buyer requirement, and the 2026 Heroes income limit in Brazos County is about $173,187.
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Corpus Christi ISD
Corpus Christi ISD teachers and staff on the Gulf Coast may qualify for real down payment help. Through Homes for Texas Heroes, full-time teachers, aides, librarians, counselors, and school nurses may qualify for TSAHC down payment assistance of up to 5% of the loan amount with no first-time-buyer requirement, and the 2026 Heroes income limit in Nueces County is about $172,550.
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Edinburg CISD
Edinburg CISD educators in the Rio Grande Valley may qualify for more home-buying help than they realize. Through Homes for Texas Heroes, full-time teachers, aides, librarians, counselors, and school nurses may qualify for TSAHC down payment assistance of up to 5% of the loan amount with no first-time-buyer requirement, and the 2026 Heroes income limit in Hidalgo County is about $172,550.
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Georgetown ISD
Georgetown ISD educators in the booming north Austin metro may qualify for meaningful down payment help. Through Homes for Texas Heroes, full-time teachers, aides, librarians, counselors, and school nurses may qualify for TSAHC down payment assistance of up to 5% of the loan amount with no first-time-buyer requirement, and the 2026 Heroes income limit in Williamson County is about $228,480.
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Harlingen CISD
Harlingen CISD teachers and staff in the Rio Grande Valley may qualify for real home-buying help. Through Homes for Texas Heroes, full-time teachers, aides, librarians, counselors, and school nurses may qualify for TSAHC down payment assistance of up to 5% of the loan amount with no first-time-buyer requirement, and the 2026 Heroes income limit in Cameron County is about $172,550.
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Judson ISD
Judson ISD educators in northeast Bexar County, near JBSA-Randolph, may qualify for strong home-buying help. Through Homes for Texas Heroes, full-time teachers, aides, librarians, counselors, and school nurses may qualify for TSAHC down payment assistance of up to 5% of the loan amount with no first-time-buyer requirement, and the 2026 Heroes income limit in Bexar County is about $178,339. Veterans may also use a VA loan with no down payment.
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Killeen ISD
Killeen ISD serves a heavily military community near Fort Cavazos, and its educators may qualify for real home-buying help. Through Homes for Texas Heroes, full-time teachers, aides, librarians, counselors, and school nurses may qualify for TSAHC down payment assistance of up to 5% of the loan amount with no first-time-buyer requirement, and the 2026 Heroes income limit in Bell County is about $173,604.
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Leander ISD
Leander ISD educators around Cedar Park and Leander in the north Austin metro may qualify for meaningful down payment help. Through Homes for Texas Heroes, full-time teachers, aides, librarians, counselors, and school nurses may qualify for TSAHC down payment assistance of up to 5% of the loan amount with no first-time-buyer requirement, and the 2026 Heroes income limit in Williamson County is about $228,480.
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McAllen ISD
McAllen ISD teachers and staff in the Rio Grande Valley may qualify for real home-buying help. Through Homes for Texas Heroes, full-time teachers, aides, librarians, counselors, and school nurses may qualify for TSAHC down payment assistance of up to 5% of the loan amount with no first-time-buyer requirement, and the 2026 Heroes income limit in Hidalgo County is about $172,550.
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North East ISD (NEISD)
North East ISD educators in north San Antonio may qualify for strong home-buying help. Through Homes for Texas Heroes, full-time teachers, aides, librarians, counselors, and school nurses may qualify for TSAHC down payment assistance of up to 5% of the loan amount with no first-time-buyer requirement, and the 2026 Heroes income limit in Bexar County is about $178,339. Veterans may also use a VA loan with no down payment.
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Northside ISD (NISD)
Northside ISD, the largest district in San Antonio, employs tens of thousands of educators who may qualify for home-buying help. Through Homes for Texas Heroes, full-time teachers, aides, librarians, counselors, and school nurses may qualify for TSAHC down payment assistance of up to 5% of the loan amount with no first-time-buyer requirement, and the 2026 Heroes income limit in Bexar County is about $178,339.
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Round Rock ISD
Round Rock ISD educators in the booming north Austin metro may qualify for real home-buying help. Through Homes for Texas Heroes, full-time teachers, aides, librarians, counselors, and school nurses may qualify for TSAHC down payment assistance of up to 5% of the loan amount with no first-time-buyer requirement, and the 2026 Heroes income limit in Williamson County is about $228,480.
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San Marcos CISD
San Marcos CISD teachers and staff, midway between San Antonio and Austin, may qualify for meaningful down payment help. Through Homes for Texas Heroes, full-time teachers, aides, librarians, counselors, and school nurses may qualify for TSAHC down payment assistance of up to 5% of the loan amount with no first-time-buyer requirement, and the 2026 Heroes income limit in Hays County is about $228,480.
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SCUCISD
SCUC ISD educators around Schertz, Cibolo, and Universal City, near JBSA-Randolph, may qualify for strong home-buying help. Through Homes for Texas Heroes, full-time teachers, aides, librarians, counselors, and school nurses may qualify for TSAHC down payment assistance of up to 5% of the loan amount with no first-time-buyer requirement, and the 2026 Heroes income limit in Bexar County is about $178,339. Veterans may also use a VA loan with no down payment.
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Temple ISD
Temple ISD teachers and staff in Central Texas may have more home-buying help than they realize. Through Homes for Texas Heroes, full-time teachers, aides, librarians, counselors, and school nurses may qualify for TSAHC down payment assistance of up to 5% of the loan amount with no first-time-buyer requirement, and the 2026 Heroes income limit in Bell County is about $173,604.
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United ISD
United ISD, the largest district in Webb County, serves Laredo educators who may qualify for real down payment help. Through Homes for Texas Heroes, full-time teachers, aides, librarians, counselors, and school nurses may qualify for TSAHC down payment assistance of up to 5% of the loan amount with no first-time-buyer requirement, and the 2026 Heroes income limit in Webb County is about $172,550.
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Waco ISD
Waco ISD teachers and staff in Central Texas may qualify for meaningful home-buying help. Through Homes for Texas Heroes, full-time teachers, aides, librarians, counselors, and school nurses may qualify for TSAHC down payment assistance of up to 5% of the loan amount with no first-time-buyer requirement, and the 2026 Heroes income limit in McLennan County is about $175,567.
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