Killeen ISD

What Buyers Should Know

Killeen ISD is the largest district in Bell County (~46,000 students across 5 high schools), serving Killeen, Harker Heights, parts of Nolanville, and the on-post military housing at Fort Cavazos. Killeen HS, Ellison HS, Harker Heights HS, Shoemaker HS, and Chaparral HS anchor the district at UIL 6A. The district has a uniquely high military-family population given the Fort Cavazos adjacency.

TSAHC’s Homes for Texas Heroes program lists five public school roles: full-time classroom teachers, teacher aides, school librarians, school counselors, and school nurses. Killeen ISD employees in those roles may qualify for down payment and closing cost help of up to 5% of the loan amount, with no first-time-buyer requirement, and a 2026 income limit of about $173,604 in Bell County, at any household size.

School jobs outside those five, such as administrators and support staff, aren’t on TSAHC’s Heroes list, but those employees may still qualify for Home Sweet Texas, which offers the same kind of assistance with a Bell County limit of about $153,180. First-time buyers may also be able to add a Mortgage Credit Certificate.

Sources: TSAHC Homes for Texas Heroes eligibility and TSAHC county income limits. Limits are set by the county where the home is located.

For every program limit in Bell County, see our Bell County guide. Our Texas teacher home loans guide covers eligibility, employment letters, and timing a closing around the school year.