Texas School Districts
Texas Teacher Home Loans by School District
Texas educators and many school district staff may qualify for the Homes for Texas Heroes program, which can pair down payment assistance with a home loan. Choose your district below to see who qualifies, how TRS service factors in, and the programs that fit.
North Texas
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Arlington ISD
Arlington ISD teachers, aides, counselors, and staff may have more home-buying help than they realize. Through Homes for Texas Heroes, eligible school employees in Tarrant County may qualify for TSAHC down payment assistance, typically around 5% of the loan amount, with no first-time-buyer requirement and an MCC tax credit on top.
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Garland ISD
Garland ISD teachers and staff in northeast Dallas County may have more help available than they realize. Through Homes for Texas Heroes, eligible employees may qualify for TSAHC down payment assistance, typically around 5% of the loan amount, with no first-time-buyer requirement and an MCC tax credit.
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Irving ISD
Irving ISD teachers, aides, and staff in the heart of DFW may have more home-buying help than they expect. Through Homes for Texas Heroes, eligible employees may qualify for TSAHC down payment assistance, around 5% of the loan amount, with no first-time-buyer requirement and an MCC tax credit.
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Lewisville ISD (LISD)
Lewisville ISD educators across south Denton County and the DFW metro may qualify for real home-buying help. Through Homes for Texas Heroes, eligible teachers and staff may receive TSAHC down payment assistance, around 5% of the loan amount, with no first-time-buyer requirement and an MCC tax credit.
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Mansfield ISD
Mansfield ISD educators on the southeast edge of DFW may qualify for meaningful down payment help. Through Homes for Texas Heroes, eligible staff may receive TSAHC assistance, roughly 5% of the loan amount, with no first-time-buyer requirement, plus an MCC tax credit.
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McKinney ISD
McKinney ISD educators in fast-growing Collin County may have more help available than they expect. Through Homes for Texas Heroes, eligible staff may qualify for TSAHC down payment assistance, around 5% of the loan amount, with no first-time-buyer requirement and an MCC tax credit on top.
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Mesquite ISD
Mesquite ISD teachers and staff in eastern Dallas County may qualify for real down payment help. Through Homes for Texas Heroes, eligible employees may receive TSAHC assistance, typically around 5% of the loan amount, with no first-time-buyer requirement and an MCC tax credit.
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Plano ISD
Plano ISD educators in Collin County may qualify for meaningful down payment help, even in one of DFW's pricier markets. Through Homes for Texas Heroes, eligible staff may receive TSAHC assistance, roughly 5% of the loan amount, with no first-time-buyer requirement, plus an MCC tax credit.
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Central Texas
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Alamo Heights ISD
If you teach or work for Alamo Heights ISD in San Antonio, the Homes for Texas Heroes program was built for you. Eligible educators and staff may qualify for TSAHC down payment assistance, often around 5% of the loan amount, with no first-time-buyer requirement, plus the option to add an MCC tax credit.
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Brownsville ISD
Brownsville ISD teachers and staff serving the Rio Grande Valley may qualify for real help buying a home. Through Homes for Texas Heroes, eligible school employees may receive TSAHC down payment assistance, typically around 5% of the loan amount, with no first-time-buyer requirement, plus an MCC tax credit.
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Bryan ISD
If you work for Bryan ISD in the Brazos Valley, Homes for Texas Heroes may put a home within closer reach. Eligible educators and staff may qualify for TSAHC down payment assistance, often about 5% of the loan amount, with no first-time-buyer requirement and an MCC tax credit option.
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College Station ISD
College Station ISD teachers and staff in Aggieland may have more help available than they expect. Eligible educators may qualify for Homes for Texas Heroes down payment assistance through TSAHC, typically around 5% of the loan amount, with no first-time-buyer requirement and an MCC tax credit on top.
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Corpus Christi ISD
Corpus Christi ISD teachers and staff on the Gulf Coast may qualify for real down payment help. Through Homes for Texas Heroes, eligible school employees may receive TSAHC assistance, typically around 5% of the loan amount, with no first-time-buyer requirement and an optional MCC tax credit.
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Edinburg CISD
Edinburg CISD educators in the Rio Grande Valley may qualify for more home-buying help than they realize. Through Homes for Texas Heroes, eligible staff may receive TSAHC down payment assistance, roughly 5% of the loan amount, with no first-time-buyer requirement, plus an MCC tax credit.
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Georgetown ISD
Georgetown ISD educators in the booming north Austin metro may qualify for meaningful down payment help. Through Homes for Texas Heroes, eligible staff may receive TSAHC assistance, roughly 5% of the loan amount, with no first-time-buyer requirement, plus an MCC tax credit.
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Harlingen CISD
Harlingen CISD teachers and staff in the Rio Grande Valley may qualify for real home-buying help. Through Homes for Texas Heroes, eligible employees may receive TSAHC down payment assistance, typically around 5% of the loan amount, with no first-time-buyer requirement and an MCC tax credit.
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Judson ISD
Judson ISD educators in northeast Bexar County, near JBSA-Randolph, may qualify for strong home-buying help. Through Homes for Texas Heroes, eligible staff may receive TSAHC down payment assistance, about 5% of the loan amount, with no first-time-buyer requirement; veterans may also add a VA loan with zero down.
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Killeen ISD
Killeen ISD serves a heavily military community near Fort Cavazos, and its educators may qualify for real home-buying help. Through Homes for Texas Heroes, eligible staff may receive TSAHC down payment assistance, around 5% of the loan amount, with no first-time-buyer requirement and an MCC tax credit.
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Leander ISD
Leander ISD educators around Cedar Park and Leander in the north Austin metro may qualify for meaningful down payment help. Through Homes for Texas Heroes, eligible staff may receive TSAHC assistance, roughly 5% of the loan amount, with no first-time-buyer requirement, plus an MCC tax credit.
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McAllen ISD
McAllen ISD teachers and staff in the Rio Grande Valley may qualify for real home-buying help. Through Homes for Texas Heroes, eligible employees may receive TSAHC down payment assistance, typically around 5% of the loan amount, with no first-time-buyer requirement and an MCC tax credit.
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North East ISD (NEISD)
North East ISD educators in north San Antonio may qualify for strong home-buying help. Through Homes for Texas Heroes, eligible staff may receive TSAHC down payment assistance, about 5% of the loan amount, with no first-time-buyer requirement; veterans may also add a VA loan with zero down.
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Northside ISD (NISD)
Northside ISD, the largest district in San Antonio, employs tens of thousands of educators who may qualify for home-buying help. Through Homes for Texas Heroes, eligible staff may receive TSAHC down payment assistance, around 5% of the loan amount, with no first-time-buyer requirement and an MCC tax credit.
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Round Rock ISD
Round Rock ISD educators in the booming north Austin metro may qualify for real home-buying help. Through Homes for Texas Heroes, eligible staff may receive TSAHC down payment assistance, around 5% of the loan amount, with no first-time-buyer requirement and an MCC tax credit.
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San Antonio ISD (SAISD)
San Antonio ISD educators serving the city's urban core may qualify for real home-buying help. Through Homes for Texas Heroes, eligible staff may receive TSAHC down payment assistance, around 5% of the loan amount, with no first-time-buyer requirement and an MCC tax credit.
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San Marcos CISD
San Marcos CISD teachers and staff, midway between San Antonio and Austin, may qualify for meaningful down payment help. Through Homes for Texas Heroes, eligible employees may receive TSAHC assistance, roughly 5% of the loan amount, with no first-time-buyer requirement, plus an MCC tax credit.
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SCUCISD
SCUC ISD educators around Schertz, Cibolo, and Universal City, near JBSA-Randolph, may qualify for strong home-buying help. Through Homes for Texas Heroes, eligible staff may receive TSAHC down payment assistance, about 5% of the loan amount, with no first-time-buyer requirement; veterans may also add a VA loan with zero down.
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Temple ISD
Temple ISD teachers and staff in Central Texas may have more home-buying help than they realize. Through Homes for Texas Heroes, eligible employees may qualify for TSAHC down payment assistance, typically around 5% of the loan amount, with no first-time-buyer requirement and an MCC tax credit.
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United ISD
United ISD, the largest district in Webb County, serves Laredo educators who may qualify for real down payment help. Through Homes for Texas Heroes, eligible staff may receive TSAHC assistance, around 5% of the loan amount, with no first-time-buyer requirement and an MCC tax credit.
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Waco ISD
Waco ISD teachers and staff in Central Texas may qualify for meaningful home-buying help. Through Homes for Texas Heroes, eligible employees may receive TSAHC down payment assistance, roughly 5% of the loan amount, with no first-time-buyer requirement, plus an MCC tax credit.
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East Texas
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Beaumont ISD
For the roughly 17,000-student Beaumont ISD, educators and staff are exactly who Homes for Texas Heroes was designed to help. Eligible Beaumont ISD employees may qualify for TSAHC down payment assistance, often about 5% of the loan amount, with no first-time-buyer requirement and an optional MCC tax credit.
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Clear Creek ISD
Clear Creek ISD educators around League City and the Bay Area may qualify for meaningful home-buying help. Through Homes for Texas Heroes, eligible school staff may receive TSAHC down payment assistance, roughly 5% of the loan amount, with no first-time-buyer requirement, plus an MCC tax credit.
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Conroe ISD
Conroe ISD, one of the largest districts in the Houston area, employs thousands of educators who may qualify for home-buying help. Through Homes for Texas Heroes, eligible staff may receive TSAHC down payment assistance, about 5% of the loan amount, with no first-time-buyer requirement, plus an MCC tax credit.
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Cy-Fair ISD
Cy-Fair ISD is one of the largest districts in Texas, and its educators are squarely who Homes for Texas Heroes serves. Eligible Cy-Fair teachers and staff may qualify for TSAHC down payment assistance, often about 5% of the loan amount, with no first-time-buyer requirement and an MCC tax credit option.
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Fort Bend ISD
Fort Bend ISD, one of the Houston area's largest districts, employs thousands of educators who may qualify for home-buying help. Through Homes for Texas Heroes, eligible staff may receive TSAHC down payment assistance, about 5% of the loan amount, with no first-time-buyer requirement, plus an MCC tax credit.
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Klein ISD
Klein ISD teachers and staff in north Harris County may have more help available than they realize. Through Homes for Texas Heroes, eligible employees may qualify for TSAHC down payment assistance, typically around 5% of the loan amount, with no first-time-buyer requirement and an MCC tax credit.
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Pearland ISD
Pearland ISD teachers and staff south of Houston may have more home-buying help than they realize. Through Homes for Texas Heroes, eligible employees may qualify for TSAHC down payment assistance, typically around 5% of the loan amount, with no first-time-buyer requirement and an MCC tax credit.
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Find Your Texas Down Payment Assistance.
We will show you which Texas state programs (TSAHC, TDHCA, and the federal MCC tax credit) fit your situation, then introduce you to a Texas-licensed mortgage professional in our partner network who closes these programs every month.